$1,650,000
Est. payment $7,306/moCalculate yours
433 Colin Farmer Road, Tay Valley, ON K7H 3C7
904 - Bathurst/Burgess & Sherbrooke (North Burgess) Twp, Tay Valley, ON K7H 3C7
- 2 Beds
- 3 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of INNOVATION REALTY LTD. MLS® X13754936
About this home
Welcome to an exceptional custom-built waterfront retreat on coveted Otty Lake, just minutes from heritage-rich Perth. Built in 2022 with exceptional craftsmanship, this residence brings together contemporary luxury, timeless design and an extraordinary year-round setting. Inside, 9′ ceilings transition to a dramatic 26′ vaulted great room, where two-storey lake-facing windows draw the landscape into the home. A striking stone fireplace, crowned by a reclaimed wood beam mantel, anchors the room, while engineered hardwood flows throughout. The exceptional chef’s kitchen features a 10′ sit-up island, induction cooktop, double ovens, commercial-grade hood, full-size refrigerator and stand-up freezer, wine fridge, coffee bar and elegant glass-front cabinetry. Panoramic views extend across the lake and meadow. A three-season sunroom, roughed-in for radiant heat, provides seamless access to the gardens and waterfront. The main-floor primary suite enjoys expansive lake views, a generous walk-in closet and spa-inspired ensuite with heated floors. A stylish powder room and laundry complete this level. Up the crafted oak staircase, an open loft overlooks the great room with sweeping views of the lake and meadow. Originally designed to convert to a third bedroom, this versatile space offers flexibility. A spacious second bedroom, flexible spaces for an office, fitness or hobbies, and a full bath complete the upper level. Inside access from the garage leads to a lower-level entrance with built-ins and generous storage for seasonal equipment. Outside, a private boat launch, natural stone retaining wall and dock create a connection to the lake, while low-maintenance landscaping blends naturally with the surroundings. Gather in the screened porch, unwind around the fire or watch the seasons unfold across the water. A rare opportunity to own a waterfront home on one of the region’s most desirable lakes, offering exceptional quality, year-round enjoyment and a connection to nature.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Sold Conditional
- Approximate Age
- 0-5
- Size
- 1,500 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Partially Finished
Building & Systems
- Heating
- Heat Pump (Electric)
- Cooling
- Central Air
- Exterior
- Stone, Other
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 100 x 183.65 Feet
- Parking
- Attached garage · 5 total
- Zoning
- 313
Financial
- Property Taxes
- $7,381 (2026)
Location
- Neighbourhood
- 904 - Bathurst/Burgess & Sherbrooke (North Burgess) Twp
- Cross Street
- Rideau Ferry and Elm Grove
- Direction Faces
- West
Listing
- MLS® Number
- X13754936
- Days on Market
- 40
- Listed On
- 2026-09-08
- Possession
- Flexible
- Listed By
- INNOVATION REALTY LTD.
Rooms
Features
Interior
- Air Exchanger
- Auto Garage Door Remote
- Bar Fridge
- Built-In Oven
- Carpet Free
- Central Vacuum
- Primary Bedroom - Main Floor
- Storage
- Sump Pump
- Upgraded Insulation
- Water Heater Owned
- Water Treatment
Property
- Waterfront
Pool
- None
- Included
- Full size stand up refrigerator in kitchen, full size stand up freezer in kitchen, 5 burner induction cooktop, wall oven, microwave convection oven, under counter wine fridge, dishwasher, washer, dryer, central vac & accessories, hot water tank, water treatment (softener, r/o, UV filter), existing blinds, drapery tracks and rods, existing dock
- Excluded
- basement freezer, basement fridge, jewelry box attached to wall in master closet, brass herons on the shore
- Rental items
- Propane tank for fireplace
Mortgage calculator
Estimated mortgage payment
$7,306 per month
- Principal and interest
- $7,306
- Property tax
- $615
- Condo fees
- $0
- Estimated monthly cost
- $7,921
Your mortgage
- Mortgage amount
- $1,320,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $871,753
Cash to close
- Down payment
- $330,000
- Land transfer tax
- $29,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $359,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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