$489,000
↓ $50,000 from $539,000
Est. payment $2,165/moCalculate yours
37 Spruce Drive S, Huntsville, ON P0B 1L0
Stephenson, Huntsville, ON P0B 1L0
- 4 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of RE/MAX Professionals North MLS® X13444428
About this home
Exceptional opportunity in the heart of Port Sydney. Situated on a beautifully landscaped, level corner lot, this property offers one of the most desirable residential settings in town. The solid brick bungalow features spacious principal rooms and a lower level with a separate entrance and excellent potential for a self-contained one or two-bedroom suite, ideal for extended family, guests, or future income opportunities. Portions of the lower level have already been finished, while additional space remains ready for your own vision and finishing touches. Nearly 600 square feet of decking provides outstanding outdoor living space overlooking the expansive yard. While the home would benefit from some cosmetic updates, it offers a solid foundation and tremendous opportunity to add value. Additional features include a detached workshop, a roof replaced approximately seven years ago, and natural gas available at the road for a future heating conversion. Located within walking distance of the public beach, boat launch, parks, and local amenities, this property combines an exceptional location with outstanding potential in one of Muskoka’s most sought-after communities.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Sold Conditional
- Size
- 1,100 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Apartment, Full, Partially Finished, Walk-Out
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 268.2 x 108.7 Feet
- Parking
- None garage · 6 total
- Zoning
- R1
Financial
- Property Taxes
- $3,183 (2025)
Location
- Neighbourhood
- Stephenson
- Cross Street
- Muskoka rd 10
- Direction Faces
- East
Listing
- MLS® Number
- X13444428
- Days on Market
- 125
- Listed On
- 2026-06-15
- Listed By
- RE/MAX Professionals North
Rooms
Features
Interior
- Accessory Apartment
Property
- Beach
- Golf
- Hospital
- Lake Access
- Level
- Place Of Worship
Pool
- None
- Included
- All appliances
Mortgage calculator
Estimated mortgage payment
$2,165 per month
- Principal and interest
- $2,165
- Property tax
- $265
- Condo fees
- $0
- Estimated monthly cost
- $2,430
Your mortgage
- Mortgage amount
- $391,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $258,356
Cash to close
- Down payment
- $97,800
- Land transfer tax
- $6,255
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $104,055
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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