$245,000
↓ $104,000 from $349,000
Est. payment $1,085/moCalculate yours
10 Henry Street, St. Thomas, ON N5R 3L4
St. Thomas, St. Thomas, ON N5R 3L4
- 3 Beds
- 2 Baths
- 2 Garage
- 700 Sq Ft
Listing courtesy of BLUE FOREST REALTY INC. MLS® X13433472
About this home
Great starter home or income potential in St. Thomas. Enjoy a quiet location with a large yard, perfect for a family BBQ. Main floor primary bedroom, bright kitchen with lots of cupboard space and a full bathroom. Upstairs find 2 bedrooms and another full bathroom. A screened in rear porch provides a great place to enjoy a morning coffee or evening dinner. Don’t miss out on this opportunity!
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50 x 120 Feet
- Parking
- None garage · 2 total
Financial
- Property Taxes
- $2,325 (2025)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- Henry & Chester
- Direction Faces
- East
Listing
- MLS® Number
- X13433472
- Days on Market
- 129
- Listed On
- 2026-06-11
- Possession
- Immediate
- Listed By
- BLUE FOREST REALTY INC.
Rooms
Features
Interior
- None
Property
- Library
- School
- Park
Pool
- None
- Included
- None
- Excluded
- None
- Rental items
- Hot Water Tank *see brokerage remarks
Mortgage calculator
Estimated mortgage payment
$1,085 per month
- Principal and interest
- $1,085
- Property tax
- $194
- Condo fees
- $0
- Estimated monthly cost
- $1,279
Your mortgage
- Mortgage amount
- $196,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $129,442
Cash to close
- Down payment
- $49,000
- Land transfer tax
- $2,175
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $51,175
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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