Gurvinder Nokwal REALTOR®
For Sale Detached 36 days on market

$600,000 ↓ $30,000 from $630,000

Est. payment $2,657/moCalculate yours

220 Elgin Street E, St. Marys, ON N4X 1A1

St. Marys, St. Marys, ON N4X 1A1

  • 4 Beds
  • 3 Baths
  • 1 Garage
  • 2,000 Sq Ft

Listing courtesy of Peak Select Realty Inc MLS® X13775934

About this home

This lovely home was built in 1879 and designed by architect Silas Weekes. 220 Elgin St E is a Georgian-style home with 10′ ceilings and carries the kind of craftsmanship that’s become rare, and it’s the sort of house made to hold a family for many years. The baseboards set the tone the moment you step inside, a full foot tall and running through the main level with a quiet sense of grace. The dining room is generous enough for the whole family, lit by two solid brass fixtures, with a bar tucked between it and the kitchen. Hardwood flows through both the dining and living rooms, and the living room welcomes you with a gas fireplace for the colder months. In the kitchen, a wood stove brings a gentle warmth to winter mornings. Just beyond, you’ll find a pantry and an office, and the office opens onto the back deck, where a few steps lead down to the grass, the perennial beds, and a small pond. The main level also offers a theatre room, complete with real theatre chairs, lovely as it is for movie nights and just as easily reimagined as a main floor bedroom. A powder room finishes the level for guests. Upstairs, pine floors carry you through three well-sized bedrooms and two three-piece baths, with a washer and dryer placed on the same level. The detached garage is currently given over to woodworking, with a working blacksmith forge at the back, ready for you to keep, use, or reimagine. The home rests easily on its street, among the heritage houses that surround it, and within walking distance of downtown, the schools, the rec centre, and the senior centre. As for St. Marys, they call it Stonetown for good reason. Its limestone buildings rose through the 1800s when the quarries were thriving, and much of that architecture still stands beautifully today, including the Opera House, another Silas Weekes design. Add a charming main street, the Grand Trunk Trail, and the outdoor quarry in summer, and you have a town people settle into and rarely leave.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
Price Change
Approximate Age
100+
Size
2,000 sqft

Interior

Bedrooms
4
Bathrooms
3
Kitchens
1
Basement
Partial Basement, Unfinished, Crawl Space

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick
Foundation
Stone
Roof
Shingles
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
47.5 x 90 Feet
Parking
Detached garage · 2 total
Zoning
R3

Financial

Property Taxes
$4,100 (2026)

Location

Neighbourhood
St. Marys
Cross Street
Queen St E & James St S
Direction Faces
North

Listing

MLS® Number
X13775934
Days on Market
36
Listed On
2026-09-12
Possession
Flexible
Listed By
Peak Select Realty Inc

Rooms

Room Level Dimensions
Bedroom Main 10′ 6″ × 10′ 0″
Pantry Main 7′ 3″ × 8′ 11″
Other Main 11′ 0″ × 6′ 10″
Dining Room Main 21′ 7″ × 11′ 0″
Living Room Main 17′ 9″ × 14′ 1″
Primary Bedroom Second 11′ 5″ × 14′ 4″
Laundry Second 11′ 0″ × 9′ 11″
Bedroom Second 11′ 5″ × 10′ 1″
Kitchen Main 13′ 7″ × 8′ 0″
Foyer Main 14′ 4″ × 6′ 7″
Office Main 8′ 0″ × 10′ 6″
Bedroom Second 11′ 5″ × 11′ 6″
Breakfast Main 13′ 7″ × 10′ 3″

Features

Interior

  • Water Heater
  • Water Softener

Property

  • Hospital
  • Golf
  • Park
  • Place Of Worship
  • Rec./Commun.Centre
  • River/Stream

Pool

  • None
Included
S/S Gas Stove, S/S Fridge, dishwasher, washer and dryer
Excluded
Ceiling light fixture in primary bedroom and grey bedroom
Rental items
Hot water heater and water softener

Mortgage calculator

Minimum for this price: $35,000 (5.83%)

Amortization, years

Estimated mortgage payment

$2,657 per month

Principal and interest
$2,657
Property tax
$342
Estimated monthly cost
$2,998

Your mortgage

Mortgage amount
$480,000
Mortgage insurance
Not needed
Interest over 25 years
$317,001

Cash to close

Down payment
$120,000
Land transfer tax
$8,475
Total, before legal fees
$128,475
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

220 Elgin Street E, St. Marys, ON N4X 1A1 St. Marys, St. Marys, ON N4X 1A1
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$600,000 220 Elgin Street E, St. Marys, ON N4X 1A1
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