$214,900
Est. payment $952/moCalculate yours
9 Saddle Avenue, Rideau Lakes, ON K7A 4S5
820 - Rideau Lakes (South Elmsley) Twp, Rideau Lakes, ON K7A 4S5
- 2 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of COLDWELL BANKER FIRST OTTAWA REALTY MLS® X13776096
About this home
Colourful gardens, inviting outdoor spaces and a long list of thoughtful updates make this two-bedroom modular home a welcoming place to settle into life in Otterdale Estates, just outside Smiths Falls. With approximately 1,059 sq. ft. on one level, the layout offers room to gather, space for hobbies and a quiet corner to make your own. A large bay window fills the main living room with natural light, while the generous eat-in kitchen offers plenty of cabinetry, countertops replaced in 2025 and a newer stove. The former three-season sunroom was converted to year-round living space in 2023, creating a bright second sitting area with an adjoining breakfast nook. Enjoy morning coffee among your plants, settle in with a book or spread out when friends come to visit. Two bedrooms with ample closet storage, a bathroom with an updated shower and conveniently located laundry with a newer washer and dryer complete the interior. All windows were replaced in 2022, with further improvements including foam insulation beneath the home in 2025, newer air conditioning and a front deck replaced in 2025. Outside, the front and rear decks offer different places to enjoy the day, from a sunny morning to a relaxed evening overlooking the gardens. Established flower beds, raised garden beds and mature trees bring colour and greenery to the yard, while an expanded storage shed provides useful space for tools, gardening supplies and seasonal belongings. A comfortable, welcoming home with room to enjoy both indoors and out.
Property details
Overview
- Property Type
- MobileTrailer
- Style
- Other
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Forced Air (Electric)
- Cooling
- None
- Exterior
- Aluminum Siding, Vinyl Siding
- Foundation
- Piers
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Other
Lot & Parking
- Parking
- None garage · 2 total
Location
- Neighbourhood
- 820 - Rideau Lakes (South Elmsley) Twp
- Cross Street
- Hwy 29 & Otterdale Rd
- Direction Faces
- South
Listing
- MLS® Number
- X13776096
- Days on Market
- 37
- Listed On
- 2026-09-11
- Possession
- TBD
- Listed By
- COLDWELL BANKER FIRST OTTAWA REALTY
Features
Interior
- Primary Bedroom - Main Floor
- Water Heater Owned
Property
- Park
Pool
- None
- Included
- fridge, stove, washer, dryer.
- Excluded
- None.
- Rental items
- None.
Mortgage calculator
Estimated mortgage payment
$952 per month
- Principal and interest
- $952
- Property tax
- $0
- Condo fees
- $0
- Estimated monthly cost
- $952
Your mortgage
- Mortgage amount
- $171,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $113,539
Cash to close
- Down payment
- $42,980
- Land transfer tax
- $1,874
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $44,854
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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