$2,285,000
Est. payment $10,117/moCalculate yours
178 Nicholson Point Road, Loyalist, ON K0H 1G0
64 - Lennox and Addington - South, Loyalist, ON K0H 1G0
- 5 Beds
- 4 Baths
- 2 Garage
- 3,500 Sq Ft
Listing courtesy of ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE MLS® X13501432
About this home
Welcome to 178 Nicholson Point Road, an exceptional Lake Ontario estate offering commanding west exposure views, 90 feet of deep, rocky shoreline, and nearly 5,000 sq. ft. of custom built luxury. Crafted by the Garofalo Brothers in 2002, this home blends timeless construction, thoughtful design, and an extraordinary waterfront setting on a quiet, prestigious street. The main floor features a spacious primary suite with a two sided fireplace, marble floors, marble countertops, and in floor heating in the spa inspired ensuite. The granite kitchen opens to a warm and inviting family room with a gas fireplace, while skylights on the upper level fill the home with natural light. The upper loft also includes in floor heating, adding year round comfort to this versatile space. The walkout basement expands the living area and includes a water treatment room and ample potential for additional storage. Exterior highlights include limestone and stucco construction, an attached 2 car garage, and a natural gas backup generator for peace of mind. Recent updates include Furnace (2022), Two water heaters (2024), and A/C (2020). Across the road, enjoy 140 acres of protected Conservation Land that will never be developed. This rare feature offers walking trails, abundant natural beauty, and contributes to the exceptionally quiet, private character of the road. Outdoors, take advantage of the best of waterfront living with a 40 ft dock, perfect for swimming, boating, and enjoying Kingston’s iconic sunsets over Lake Ontario. A beautifully built, meticulously maintained waterfront home in one of the region’s most desirable enclaves.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Sold Conditional Escape
- Approximate Age
- 16-30
- Size
- 3,500 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 4
- Kitchens
- 1
- Basement
- Separate Entrance, Full, Partially Finished, Walk-Out
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stone
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 74.39 x 227 Feet
- Parking
- Attached garage · 6 total
- Zoning
- Shoreline Residential
Financial
- Property Taxes
- $14,577 (2025)
Location
- Neighbourhood
- 64 - Lennox and Addington - South
- Cross Street
- Bath Road (HWY #33) to Edgewood Road - turns into Nicholson Point Road (#178) - just after Lighthouse Park
- Direction Faces
- South
Listing
- MLS® Number
- X13501432
- Days on Market
- 111
- Listed On
- 2026-06-29
- Possession
- Flexible
- Listed By
- ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Rooms
Features
Interior
- Air Exchanger
- Central Vacuum
- ERV/HRV
- Floor Drain
- Generator - Full
- Primary Bedroom - Main Floor
- Storage
- Sump Pump
- Water Heater Owned
- Water Softener
- Water Treatment
Property
- Cul de Sac/Dead End
- Greenbelt/Conservation
- Lake/Pond
- Park
- School Bus Route
- Waterfront
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Washer, Dryer, All Bathroom Mirrors, All Light Fixtures and Hardware, All Smoke Detectors, All Carbon Monoxide Detectors, All Garage Door Openers, Sound System and Hardware, All Window Coverings and Hardware, Central Vacuum and all Attachments.
- Excluded
- All Personal Belongings
- Rental items
- NONE
Mortgage calculator
Estimated mortgage payment
$10,117 per month
- Principal and interest
- $10,117
- Property tax
- $1,215
- Condo fees
- $0
- Estimated monthly cost
- $11,332
Your mortgage
- Mortgage amount
- $1,828,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $1,207,246
Cash to close
- Down payment
- $457,000
- Land transfer tax
- $43,600
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $500,600
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.