$399,000
Est. payment $1,767/moCalculate yours
164 RIVERBANK Drive, Georgina, ON L0E 1N0
Pefferlaw, Georgina, ON L0E 1N0
- 2 Beds
- 1 Baths
- 1 Garage
Listing courtesy of HOMELIFE/MIRACLE REALTY LTD MLS® N13783202
About this home
Discover this charming waterfront bungalow at 164 Riverbank Drive in Pefferlaw, offering a tranquil retreat on the Pefferlaw River with direct water access to the water and just a short boat ride to the stunning Lake Simcoe(three (3) Kilometers South of the southeastern shores)and close to Holmes Point Park. Nestled on just under 0.5 acres of lush landscape, surrounded by trees, this 2-bedroom, 1-bathroom property sits on a peaceful dead-end street, providing privacy and serenity. While it’s a fixer-upper, with the right vision, steady hands, and touch of heart, this home has incredible potential to become a cozy cottage or a year-round residence and with a little love and creativity, your cottage core dream home is within reach, perfect for those seeking a peaceful escape or a permanent lakeside haven and becoming a Pefferlanean!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- < 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Other (Gas)
- Cooling
- None
- Exterior
- Stone, Stucco (Plaster)
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Holding Tank
Lot & Parking
- Lot Size
- 75 x 262.18 Feet
- Parking
- Attached garage · 5 total
- Zoning
- R
Financial
- Property Taxes
- $2,909 (2026)
Location
- Neighbourhood
- Pefferlaw
- Cross Street
- Hwy 48/Riverbank Dr
- Direction Faces
- South
Listing
- MLS® Number
- N13783202
- Days on Market
- 34
- Listed On
- 2026-09-14
- Possession
- flexible
- Listed By
- HOMELIFE/MIRACLE REALTY LTD
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Water Heater
Property
- Cul de Sac/Dead End
- Greenbelt/Conservation
- Lake Access
- River/Stream
- Waterfront
- Wooded/Treed
Pool
- None
- Included
- N/A
- Excluded
- NONE
- Rental items
- Hot Water Tank (if rental)
Mortgage calculator
Estimated mortgage payment
$1,767 per month
- Principal and interest
- $1,767
- Property tax
- $242
- Condo fees
- $0
- Estimated monthly cost
- $2,009
Your mortgage
- Mortgage amount
- $319,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $210,806
Cash to close
- Down payment
- $79,800
- Land transfer tax
- $4,460
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $84,260
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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