$750,000
↓ $75,000 from $825,000
Est. payment $3,321/moCalculate yours
40 Griffin Drive, Kawartha Lakes, ON K0M 1K0
Somerville, Kawartha Lakes, ON K0M 1K0
- 2 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of ROYAL LEPAGE RCR REALTY MLS® X13597460
About this home
Enjoy a slice of Canadian calm on beautiful & prestigious Four Mile Lake. This charming 2 bedroom plus 2 room four season cottage on year-round private road offers the perfect blend of comfort, privacy & cottage-country appeal. Pride of ownership is evident in this well-maintained cottage. The generous open concept main living area is flanked by pine walls. Savor morning sunrises in the sunroom with multiple walk-outs to the deck or soak up the sunshine on the boathouse deck overlooking the lake. Added bonus is the large living space above the dry boathouse with long lake views. Lots of extra space for your cottage guests. Enjoy swimming, fishing & boating from your own dock. Four Mile Lake is known for its clear spring fed water & its ideal for bass, perch, pickerel & musky fishing. Lots of inclusions makes this a total turn-key property. Appreciate all seasons from this Four Mile Lake gem.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space, Full
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Block
- Roof
- Metal
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 78 x 240 Feet
- Parking
- None garage · 10 total
Financial
- Property Taxes
- $4,374 (2025)
Location
- Neighbourhood
- Somerville
- Cross Street
- Concession 7 & Griffin Drive
- Direction Faces
- East
Listing
- MLS® Number
- X13597460
- Days on Market
- 88
- Listed On
- 2026-07-22
- Possession
- Flexible/TBA
- Listed By
- ROYAL LEPAGE RCR REALTY
Rooms
Features
Interior
- Water Heater Owned
Pool
- None
- Included
- all electrical lights fixtures, ceiling fans, window treatments, fridge, stove, all furniture, gazebo & patio set on deck, 12' aluminum boat & 15 HP Evinrude motor, pedal boat, garden shed, miscellaneous items in boathouse & living space above boathouse, hot water tank, dock, 200 amp service, metal roof on cottage & boathouse, some new decking
- Excluded
- personal items, bar & bar stools, BBQ
- Rental items
- propane tank
Mortgage calculator
Estimated mortgage payment
$3,321 per month
- Principal and interest
- $3,321
- Property tax
- $365
- Condo fees
- $0
- Estimated monthly cost
- $3,685
Your mortgage
- Mortgage amount
- $600,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $396,251
Cash to close
- Down payment
- $150,000
- Land transfer tax
- $11,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $161,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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