$799,900
↓ $30,000 from $829,900
Est. payment $3,542/moCalculate yours
4373 Regional Road 20, West Lincoln, ON L0R 1Y0
058 - Bismark/Wellandport, West Lincoln, ON L0R 1Y0
- 6 + 1 Beds
- 3 Baths
- 1,500 Sq Ft
Listing courtesy of RE/MAX ESCARPMENT REALTY INC. MLS® X13521048
About this home
Welcome to this rare duplex situated on a picturesque 1.69-acre country property in West Lincoln, backing directly onto peaceful farmer’s fields with beautiful rural views. Whether you’re searching for a multigenerational home, an income-generating investment, or a smart way to offset your mortgage with rental income, opportunities like this are few and far between. Built in 1973 on a poured concrete foundation, this well-maintained property offers 7 total bedrooms, 3 full bathrooms, and two self-contained and separately metered units.. The east unit features an updated kitchen (2015), modern flooring, spacious living and dining areas, three bedrooms, a 4-piece bathroom, walkout access to a 324 sq. ft. interlock patio, and a full unfinished basement with laundry. It is serviced by a propane furnace with central air conditioning and a 100-amp electrical panel. The west unit offers a freshly painted main floor (2025), new vinyl flooring (2025), an updated kitchen (2015), bright living and dining areas, three bedrooms, a 4-piece bathroom, and a walkout to a 320 sq. ft. interlock patio. The partially finished basement adds valuable living space with a family room, fourth bedroom, 3-piece bathroom, laundry area, and additional unfinished storage space. This west unit is heated by an oil furnace with central air conditioning and also features 100-amp electrical service. Outside, the expansive lot provides parking for approximately 20 vehicles and offers more than enough space to construct a detached garage or workshop. The home has updated vinyl/thermal windows throughout and a new Waterloo Biofilter septic system (2023). The entire home is serviced by a drilled well, providing dependable country living in a peaceful setting just minutes from the amenities of Smithville and surrounding communities.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Sold Conditional Escape
- Size
- 1,500 sqft
Interior
- Bedrooms
- 6 + 1
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Full, Partially Finished
Building & Systems
- Heating
- Forced Air (Oil)
- Cooling
- Central Air
- Exterior
- Aluminum Siding, Brick Veneer
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 233.79 x 306.72 Feet
- Parking
- None garage · 20 total
- Zoning
- A & EC
Financial
- Property Taxes
- $5,700 (2025)
Location
- Neighbourhood
- 058 - Bismark/Wellandport
- Cross Street
- Gee Road
- Direction Faces
- North
Listing
- MLS® Number
- X13521048
- Days on Market
- 107
- Listed On
- 2026-07-03
- Possession
- -
- Listed By
- RE/MAX ESCARPMENT REALTY INC.
Rooms
Features
Interior
- In-Law Suite
- Propane Tank
- Separate Heating Controls
- Separate Hydro Meter
- Sump Pump
- Water Heater
- Water Softener
Property
- Campground
- Golf
- Place Of Worship
- Rec./Commun.Centre
- School
Pool
- None
- Included
- Fridge x2, Stove x2, Washer x2, Dryer x2, shed in backyard
- Excluded
- all tenants belongings
- Rental items
- HWT - Electric, Water Softener
Mortgage calculator
Estimated mortgage payment
$3,542 per month
- Principal and interest
- $3,542
- Property tax
- $475
- Condo fees
- $0
- Estimated monthly cost
- $4,017
Your mortgage
- Mortgage amount
- $639,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $422,615
Cash to close
- Down payment
- $159,980
- Land transfer tax
- $12,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $172,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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