$749,900
↓ $49,100 from $799,000
Est. payment $3,320/moCalculate yours
9 Heathcote Terrace, St. Catharines, ON L2M 1K7
437 - Lakeshore, St. Catharines, ON L2M 1K7
- 4 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of COLDWELL BANKER MOMENTUM REALTY, BROKERAGE MLS® X13683520
About this home
Backyard Oasis in Desirable North End Area a Short Walk to the Beach and Situated on a Private Parklike Lot. This bright and spacious 4 bedroom, 2 bathroom side-split is perfectly situated on a quite circle in an amazing location close to Sunset Beach, walking trails, parks and the Canal, in highly sought after north end St. Catharines. Filled with natural light, this inviting home offers a warm and comfortable layout with plenty of space for the whole family. Upon arrival you will notice the double concrete driveway with plenty of parking, as well as the extra long single car garage. The main floor features an open concept living and dining area with engineered hard wood floors and a stunning French door walkout to the backyard patio. The kitchen offers ample cupboard space and newer appliances. Upstairs you will find four bedrooms, a three piece bath and a generous linen closet. Proceed down to the lower level and discover a family room complete with a fireplace, a four piece bathroom, an office that could also serve as a fifth bedroom and another large closet. This area enjoys plenty of natural light from four large windows, and also provides a walkout to the backyard. The lowest level is unfinished and presently used as a laundry and workout room with a new furnace installed in April 2026, an owned water heater. Step outside and discover your very own private oasis in the city. Set on a large pie shaped lot backing onto Beamer Creek, this beautiful property offers no rear neighbour and a peaceful natural setting. The fully fenced yard is meticulously landscaped, surrounded by mature gardens and perennials and anchored by a lovely patio for outdoor dining and entertaining. With its fantastic location, private setting and abundant natural light, this is a rare opportunity to own an exceptional home in one of St. Catharines most desirable neighbourhoods.
Property details
Overview
- Property Type
- Detached
- Style
- Sidesplit 4
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Wood)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 43 x 152.2 Feet
- Parking
- Attached garage · 5 total
Financial
- Property Taxes
- $5,546 (2025)
Location
- Neighbourhood
- 437 - Lakeshore
- Cross Street
- Lakeshore and Arthur
- Direction Faces
- East
Listing
- MLS® Number
- X13683520
- Days on Market
- 62
- Listed On
- 2026-08-17
- Possession
- Flexible
- Listed By
- COLDWELL BANKER MOMENTUM REALTY, BROKERAGE
Rooms
Features
Interior
- Auto Garage Door Remote
- In-Law Capability
- Workbench
Pool
- None
Mortgage calculator
Estimated mortgage payment
$3,320 per month
- Principal and interest
- $3,320
- Property tax
- $462
- Condo fees
- $0
- Estimated monthly cost
- $3,783
Your mortgage
- Mortgage amount
- $599,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $396,198
Cash to close
- Down payment
- $149,980
- Land transfer tax
- $11,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $161,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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