$539,900
Est. payment $2,391/moCalculate yours
21 Earl Street 314, Toronto, ON M4Y 3C8
North St. James Town, Toronto, ON M4Y 3C8
- 1 Beds
- 1 Baths
- 900 Sq Ft
Listing courtesy of RE/MAX HALLMARK REALTY LTD. MLS® C13784172
About this home
Experience the perfect blend of industrial character and modern luxury at Earl Lofts, a boutique gated community offering a rare, low-rise alternative to the typical downtown condo. This smartly designed two-storey residence features dramatic 17-foot ceilings and massive south-facing windows that flood the open-concept living space with natural light. The main level is built for effortless entertaining, centered around a modern updated kitchen with granite countertops, stainless steel appliances, and a cozy gas fireplace that leads to a private balcony with south views. The second level serves as a serene retreat, boasting a spacious primary bedroom with an open concept design to let the breeze flow through. Tucked away on a quiet, tree-lined cul-de-sac just steps from Jarvis and Bloor, this sun-drenched sanctuary provides an artful opulence with unbeatable access to the subway, Eataly, and the Rosedale Valley trails. With lower maintenance fees and no busy elevators to navigate, this unique oasis delivers both tranquility and urban convenience in one of the city’s most coveted pockets.
Property details
Overview
- Property Type
- Condo Townhouse
- Style
- Loft
- For
- For Sale
- Status
- New
- Approximate Age
- 16-30
- Size
- 900 sqft
Interior
- Bedrooms
- 1
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Electric)
- Cooling
- Wall Unit(s)
- Exterior
- Stucco (Plaster)
Lot & Parking
- Parking
- Underground garage
Financial
- Property Taxes
- $2,541 (2025)
- Condo Fee
- $633/mo
- Fee Includes
- Building Insurance Included, Water Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- North St. James Town
- Cross Street
- Jarvis & Bloor
Listing
- MLS® Number
- C13784172
- Days on Market
- 34
- Listed On
- 2026-09-14
- Possession
- 60-90 days
- Listed By
- RE/MAX HALLMARK REALTY LTD.
Rooms
Features
Interior
- None
- Included
- Fridge, Stove, Dishwasher, Washer, Dryer, All Electric Light Fixtures, Comfort Heater and A/C unit, All Broadloom Where Laid
- Rental items
- n/a
Mortgage calculator
Estimated mortgage payment
$2,391 per month
- Principal and interest
- $2,391
- Property tax
- $212
- Condo fees
- $633
- Estimated monthly cost
- $3,235
Your mortgage
- Mortgage amount
- $431,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $285,248
Cash to close
- Down payment
- $107,980
- Land transfer tax (Ontario + Toronto)
- $14,546
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $122,526
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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