$823,888
Est. payment $3,648/moCalculate yours
816 N SIMCOE Street N, Oshawa, ON L1G 4V8
Centennial, Oshawa, ON L1G 4V8
- 2 + 2 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of CENTURY 21 PERCY FULTON LTD. MLS® E13712292
About this home
Welcome to a rare opportunity to own a Certified Two-Unit Dwelling that seamlessly combines exceptional lifestyle, multi-generational living, and outstanding income potential. Whether you’re looking to accommodate extended family, offset mortgage costs with rental income, or expand your investment portfolio, this versatile property offers endless possibilities. Designed with flexibility in mind, the home features two selfcontained living spaces, making it ideal for multi-generational families seeking both togetherness and privacy. Parents, adult children, in-laws, or tenants can enjoy independent living arrangements under one roof while benefiting from shared outdoor amenities and generous space. Outside, you’ll discover a true backyard retreat. The resort-inspired setting includes a sparkling in-ground pool, covered deck for year-round entertaining, change room, workshop, and an expansive yard with potential for future enhancements such as a garden suite (buyer to verify). Whether hosting family gatherings or enjoying peaceful evenings at home, this outdoor oasis delivers the perfect balance of recreation and relaxation. Adding even more value, the property features an income-generating solar panel system that helps offset operating costs while supporting a sustainable lifestyle. With parking for up to 11 vehicles, there is ample space for multiple families, guests, tenants, or home-based business needs .Properties offering a Two-Unit Dwelling Certificate are increasingly sought after for their flexibility, legal status, and long-term financial advantages. Live comfortably in one unit while generating rental income from the other, accommodate multiple generations with ease, or maximize the property’s investment potential .
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2 + 2
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Apartment, Separate Entrance, Finished
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Wall Unit(s)
- Exterior
- Aluminum Siding
- Foundation
- Unknown
- Roof
- Metal, Solar
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50.04 x 239.98 Feet
- Parking
- Detached garage · 11 total
- Zoning
- R1-A
Financial
- Property Taxes
- $5,915 (2025)
Location
- Neighbourhood
- Centennial
- Cross Street
- ROSSLAND AND SIMCOE
- Direction Faces
- West
Listing
- MLS® Number
- E13712292
- Days on Market
- 54
- Listed On
- 2026-08-25
- Possession
- Tba
- Listed By
- CENTURY 21 PERCY FULTON LTD.
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Solar Owned
Property
- Electric Car Charger
- Arts Centre
- Hospital
- Public Transit
Pool
- Inground
- Included
- All Existing Appliances ( 3 Fridges, 2 Stoves, 2 B/I Dishwashers , Washer , Dryer, Pool Equipment, All Window, All ELF's), Steel Roofing on all buildings, Expoxy flooring in Garage.
Mortgage calculator
Estimated mortgage payment
$3,648 per month
- Principal and interest
- $3,648
- Property tax
- $493
- Condo fees
- $0
- Estimated monthly cost
- $4,141
Your mortgage
- Mortgage amount
- $659,110
- Mortgage insurance
- Not needed
- Interest over 25 years
- $435,289
Cash to close
- Down payment
- $164,778
- Land transfer tax
- $12,953
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $177,731
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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