$534,999
↓ $14,001 from $549,000
Est. payment $2,369/moCalculate yours
35 Kinsey Street, St. Catharines, ON L2S 1C9
458 - Western Hill, St. Catharines, ON L2S 1C9
- 3 + 1 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of RE/MAX HENDRIKS TEAM REALTY MLS® X13691646
About this home
Now this is a lot of value packed into one house! This well-maintained and renovated detached bungalow is located in a convenient St. Catharines neighbourhood close to parks, schools, public transit and everyday amenities. Offering over 1,300 sq. ft. plus a fully finished basement, this home features 4 bedrooms, 2 full bathrooms and a separate bonus room currently being used as an office. Step inside to an oversized family room offering plenty of space for entertaining with two separate dining areas, a custom built-in TV unit with fireplace and sliding patio doors leading directly to the backyard. Just off the family room is the separate room currently being used as an office. A few steps up is the kitchen overlooking the main living space with an abundance of cabinetry and stainless steel appliances. Down the hall are 3 generously sized bedrooms. The primary was originally the home’s living room which gives it considerably more space than you would typically find in a bungalow of this size as well as having access to your own outdoor space. Two additional bedrooms and a 4-piece bathroom complete the main floor. The fully finished lower level adds even more living space with a large open rec room featuring plenty of pot lighting. You will also find a 4th bedroom currently being used as an office, a 3-piece bathroom with an oversized custom tiled walk-in shower and a laundry room. Just when you thought this home couldn’t offer any more, step outside! The oversized backyard is fully fenced with new fencing and features a large heated inground pool, spacious patio with gazebo, oversized storage shed, fire pit area and an outdoor TV mounted along the fence. There is plenty of space to entertain, relax and make the most of the summer months. With this much finished living space, 4 bedrooms, a renovated interior and a heated inground pool, this is a lot of house for the money. Come see it for yourself before someone else does!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 52.5 x 105 Feet
- Parking
- None garage · 4 total
- Zoning
- R2
Financial
- Property Taxes
- $4,384 (2026)
Location
- Neighbourhood
- 458 - Western Hill
- Cross Street
- Pelham Rd
- Direction Faces
- South
Listing
- MLS® Number
- X13691646
- Days on Market
- 60
- Listed On
- 2026-08-19
- Possession
- Flexible
- Listed By
- RE/MAX HENDRIKS TEAM REALTY
Rooms
Features
Interior
- On Demand Water Heater
Property
- Fenced Yard
Pool
- Inground
- Included
- Dishwasher, Dryer, Microwave, Pool Equipment, Refrigerator, Stove, Washer, Existing Pool Equip./Cover
- Rental items
- On Demand Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$2,369 per month
- Principal and interest
- $2,369
- Property tax
- $365
- Condo fees
- $0
- Estimated monthly cost
- $2,734
Your mortgage
- Mortgage amount
- $427,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $282,659
Cash to close
- Down payment
- $107,000
- Land transfer tax
- $7,175
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $114,175
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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