$535,000
↓ $10,000 from $545,000
Est. payment $2,369/moCalculate yours
413 Irwin Street, Midland, ON L4R 2V6
Midland, Midland, ON L4R 2V6
- 2 + 1 Beds
- 2 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of Century 21 B.J. Roth Realty Ltd. MLS® S13646252
About this home
Welcome to 413 Irwin Street, Midland-a versatile 3-bedroom, 2-bathroom home offering in-law potential, a fully fenced backyard, and an unbeatable location close to schools, shopping, and Georgian Bay amenities. The main level features 2 bedrooms and 1 full bathroom, along with a bright, functional layout that’s ideal for families, first-time home buyers, or downsizers. The finished lower level includes a third bedroom with a convenient semi-ensuite, creating excellent space for extended family, guests, a teenager’s retreat, or a future in-law suite. Other features include: sump pump w/battery backup, furnace replaced in 2021 and HWT in 2019. Step outside to enjoy the private, fully fenced backyard, perfect for kids, pets, gardening, or summer entertaining. While the home is linked to the neighbouring property through the foundation, it offers the appearance and feel of a fully detached home. Located in a sought-after Midland neighbourhood, you’ll appreciate being within walking distance of both public and Catholic elementary schools and just minutes from downtown Midland, the Midland Public Library, Little Lake Park, Georgian Bay marinas, waterfront trails, restaurants, shopping, healthcare, and everyday amenities. Whether you’re searching for a family home in Midland, or a property with multi-generational living potential, 413 Irwin Street delivers outstanding value, flexibility, and location.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 16-30
- Size
- 700 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 34.44 x 100.77 Feet
- Parking
- Attached garage · 2 total
- Zoning
- RS2
Financial
- Property Taxes
- $3,452 (2026)
Location
- Neighbourhood
- Midland
- Cross Street
- William St/Yonge St
- Direction Faces
- East
Listing
- MLS® Number
- S13646252
- Days on Market
- 73
- Listed On
- 2026-08-06
- Possession
- Flexible
- Listed By
- Century 21 B.J. Roth Realty Ltd.
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Sump Pump
- Water Heater Owned
- In-Law Capability
- Auto Garage Door Remote
Property
- Arts Centre
- Fenced Yard
- Library
- Marina
- Park
- School
Pool
- None
- Included
- Fridge, stove, dishwasher, washer, dryer & gazebo in backyard
- Excluded
- Ikea bookshelves in the living room & mirror in main floor bathroom.
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,369 per month
- Principal and interest
- $2,369
- Property tax
- $288
- Condo fees
- $0
- Estimated monthly cost
- $2,656
Your mortgage
- Mortgage amount
- $428,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $282,659
Cash to close
- Down payment
- $107,000
- Land transfer tax
- $7,175
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $114,175
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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