$749,000
Est. payment $3,316/moCalculate yours
1320 Niagara Stone Road, Niagara-on-the-Lake, ON L0S 1T0
108 - Virgil, Niagara-on-the-Lake, ON L0S 1T0
- 3 Beds
- 2 Baths
- 2 Garage
- 1,100 Sq Ft
Listing courtesy of BOSLEY REAL ESTATE LTD., MLS® X13488488
About this home
On Offer is a unique opportunity; a sprawling 3 bedroom, 2 bath ranch bungalow set on a pie-shaped estate lot of .294 acre which backs on to a playground / park. A mid-century century home which is ready to be reimagined and revitalized - please see the “virtual” renovation images for suggestions. The basement is partially finished and has there is a three-season garden room addition. There is inside access to the attached over-size double garage which also has a drive-through door. The home is “solid as a rock”. If you are just getting started, looking for a project and are willing to roll up your sleeves, this diamond-in-the-rough is ready for its second debut.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick Veneer
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 158.3 x 161.1 Feet
- Parking
- Attached garage · 6 total
- Zoning
- R1
Financial
- Property Taxes
- $5,088 (2026)
Location
- Neighbourhood
- 108 - Virgil
- Cross Street
- Between Line 2 & Mulberry lane
- Direction Faces
- North
Listing
- MLS® Number
- X13488488
- Days on Market
- 115
- Listed On
- 2026-06-25
- Possession
- TBD
- Listed By
- BOSLEY REAL ESTATE LTD.,
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Pool
- None
Mortgage calculator
Estimated mortgage payment
$3,316 per month
- Principal and interest
- $3,316
- Property tax
- $424
- Condo fees
- $0
- Estimated monthly cost
- $3,740
Your mortgage
- Mortgage amount
- $599,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $395,723
Cash to close
- Down payment
- $149,800
- Land transfer tax
- $11,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $161,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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