$849,900
Est. payment $3,763/moCalculate yours
109 Ray Street, Hamilton, ON L8R 2Y1
Strathcona, Hamilton, ON L8R 2Y1
- 3 Beds
- 4 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of RE/MAX ESCARPMENT REALTY INC. MLS® X13785768
About this home
Flawless “One of a Kind” home and property offering the perfect blend of style, quality & convenience into one incredible package. Incs a 2022 custom built 2 storey “Dream Villa” positioned proudly on large corner located in Hamilton’s popular Strathcona district - close proximity to city transit, schools, churches, TO Coliseum, city parks, eclectic Locke & Dundurn Street shops, bougie eateries/bistros & revitalized Bayfront. Large double wide concrete driveway off Florence Street accesses beautifully completed, insulated garage boasting heated concrete floors, roll-up insulated door, ample built-in cabinetry w/l0ft ceiling height allowing for car lift or hoist. Concrete walk-ways extend around house to inviting covered front landing where 1570sf of sophisticated interior is sure to impress - ftrs open concept living room enhanced w/ambience of gas fireplace, dining room & stunning “Gourmet-Worthy” kitchen - sporting chic white cabinetry, designer island, quartz countertops & premium SS appliances - completed w/2pc powder room. Solid wood staircase ascends to spacious upper level highlighted w/lavish primary bedroom enjoying fireplace feature wall, 3pc ensuite & walk-in closet. Open & Airy hallway provides entry to 2 additional bedrooms (incs 2nd walk-in closet) & 4pc main bath. Gleaming engineered hardwood flooring compliments both levels w/distinguished flair. Relax or entertain in the comfortable confines of 662sf basement level showcasing tastefully appointed family room embracing the warmth of free-standing gas fireplace - design continues w/refined 5pc bath, bright laundry room, utility & storage room. Hi-End features inc -n/g furnace, AC, HRV, owned water heater, 200 amp hydro, custom closet organizers, Paradox home security (no contract required), multi-purpose cedar shed w/concrete flooring, hi-speed internet, stucco/stone exterior & fenced rear yard. No expense spared as evidenced by skilled craftsmanship & thoughtful upgrades through-out this rare “Gem”
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 0-5
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 4
- Kitchens
- 1
- Basement
- Finished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stone, Stucco (Plaster)
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 29.33 x 66 Feet
- Parking
- Attached garage · 2 total
Financial
- Property Taxes
- $7,165 (2026)
Location
- Neighbourhood
- Strathcona
- Cross Street
- Florence Street
- Direction Faces
- West
Listing
- MLS® Number
- X13785768
- Days on Market
- 38
- Listed On
- 2026-09-10
- Possession
- Flexible
- Listed By
- RE/MAX ESCARPMENT REALTY INC.
Rooms
Features
Interior
- Air Exchanger
- Garburator
- Water Heater Owned
Property
- Hospital
- Place Of Worship
- School
Pool
- None
- Included
- Carbon Monoxide Detector, Dishwasher, Dryer, Hot Water Tank Owned, Microwave, Refrigerator, Smoke Detector, Washer, Window Coverings, attached interior & exterior light fixtures, bathroom mirrors, 4 kitchen bar stools, 4 TV brackets, camera/security system, large multi-purpose shed
Mortgage calculator
Estimated mortgage payment
$3,763 per month
- Principal and interest
- $3,763
- Property tax
- $597
- Condo fees
- $0
- Estimated monthly cost
- $4,360
Your mortgage
- Mortgage amount
- $679,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $449,032
Cash to close
- Down payment
- $169,980
- Land transfer tax
- $13,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $183,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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