Gurvinder Nokwal REALTOR®
For Sale Detached 38 days on market

$728,000

Est. payment $3,223/moCalculate yours

116 Summer Street, Oshawa, ON L1H 2K9

Central, Oshawa, ON L1H 2K9

  • 5 + 2 Beds
  • 3 Baths
  • 1,500 Sq Ft

Listing courtesy of BAY STREET GROUP INC. MLS® E13770056

About this home

Welcome to 116 Summer St! $$$ Updated Investment Opportunity In Central Oshawa with ALL UNITS VACANT! This Legal Duplex With An Additional Non-Conforming Basement Unit Offers 7 Bedrooms, 3 Kitchens & 3 Full Bathrooms, With Combined Rental Potential Of $6,000+/Month*! Situated On A Quiet Dead-End Street Leading To A Park, This Versatile Property Features A Premium Deep Lot & Flexible Living Arrangements-Ideal For Investors, Multi-Generational Families Or Buyers Looking To Live In One Unit & Generate Rental Income From The Others. Unit 1 Features 2 Main-Floor Bedrooms, A Separate Entrance, Private Laundry, A Kitchen, A Full Bathroom, Comfortable Living Space & Abundant Storage. Unit 2 Spans The Main & Upper Floors, Offering 3 Bedrooms, A Separate Backyard Entrance, A Walkout To A Deck, A Kitchen & A Full Bathroom. The Basement Unit Features Its Own Separate Entrance, 2 Bedrooms, A Kitchen & A Full Bathroom, With Laundry Shared With Unit 2. Extensive Updates Add To The Appeal Of This Income-Generating Opportunity In An Established Neighbourhood. Conveniently Located Close To Schools, Shopping, Transit & Parks. A Fantastic Opportunity To Set Your Own Rental Rates & Build Your Investment Portfolio Or Offset Your Mortgage With Rental Income! *Projected Rental Income To Be Verified By Buyer*. Do Not Miss This One!!

Property details

Overview

Property Type
Detached
Style
1 1/2 Storey
For
For Sale
Status
New
Size
1,500 sqft

Interior

Bedrooms
5 + 2
Bathrooms
3
Kitchens
3
Basement
Apartment, Separate Entrance

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Aluminum Siding
Foundation
Unknown
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
40.04 x 111.39 Feet
Parking
None garage · 4 total

Financial

Property Taxes
$5,766 (2026)

Location

Neighbourhood
Central
Cross Street
Simcoe St S & Olive Ave
Direction Faces
North

Listing

MLS® Number
E13770056
Days on Market
38
Listed On
2026-09-10
Possession
Immed.
Listed By
BAY STREET GROUP INC.

Features

Interior

  • Separate Hydro Meter

Property

  • Hospital
  • Library
  • Park
  • Public Transit
  • School

Pool

  • None
Included
All Existing Appliances (3 Fridges, 3 Stoves, 2 Washer & 2 Dryers, 3 Range hoods, 1 Dishwasher), All Existing ELFs. 2 Separate Hydro Meters; Hot Water Tank Owned!

Mortgage calculator

Minimum for this price: $47,800 (6.57%)

Amortization, years

Estimated mortgage payment

$3,223 per month

Principal and interest
$3,223
Property tax
$480
Estimated monthly cost
$3,704

Your mortgage

Mortgage amount
$582,400
Mortgage insurance
Not needed
Interest over 25 years
$384,628

Cash to close

Down payment
$145,600
Land transfer tax
$11,035
Total, before legal fees
$156,635
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

116 Summer Street, Oshawa, ON L1H 2K9 Central, Oshawa, ON L1H 2K9
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$728,000 116 Summer Street, Oshawa, ON L1H 2K9
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