Gurvinder Nokwal REALTOR®
For Sale Detached 42 days on market

$705,000

Est. payment $3,122/moCalculate yours

731 Elgin Street N, Cambridge, ON N1R 7W5

Cambridge, ON N1R 7W5

  • 3 Beds
  • 2 Baths
  • 1 Garage
  • 1,100 Sq Ft
Map

Listing courtesy of HOMELIFE SILVERCITY REALTY INC. MLS® X13750002

About this home

Welcome to 731 ELGIN St. A beautiful Renovated, detached property ready for you to call home. Located in the popular North Galt neighborhood of Cambridge, this three bedroom, two bathroom home offers you the Perfect finished living space between the main floor and a fully finished basement. The main level features a bright living and dining area, a modern kitchen with lovely (soft) cabinetry, quartz countertop and tile backsplash, complimented by the upper floor with three bedrooms, a full washroom, and lovely greenery views. Downstairs, the fully finished basement adds a spacious family room to be used as a home gym, a cozy reading nook, or for extended family living. A second full bathroom complements it along with a laundry area with plenty of storage. Additional comforts include central air conditioning, and a water softener for added health and peace of mind. Outside, the double French-doors open to a lovely deck either for a cool morning coffee, watching the sunset or for BBQ parties, perfect for relaxing or entertaining through the warmer months. With no house at the back, you get a serene view of the green space and added privacy. The attached garage and private double wide driveway provide parking for up to four vehicles. Located within the Waterloo Catholic District School Board and next door to Waterloo Region District School Board areas, with easy access to public transit, a dog park, a hospital, and a recreation centre nearby, this home is a wonderful opportunity in one of Cambridge’s family friendly communities.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Size
1,100 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
45.58 x 109.91 Feet
Parking
Attached garage · 4 total

Financial

Property Taxes
$3,972 (2025)

Location

Cross Street
Elgin St. N & Franklin Blvd
Direction Faces
East

Listing

MLS® Number
X13750002
Days on Market
42
Listed On
2026-09-06
Possession
Flexible
Listed By
HOMELIFE SILVERCITY REALTY INC.

Rooms

Room Level Dimensions
Primary Bedroom Second 13′ 9″ × 11′ 0″
Kitchen Main 12′ 3″ × 9′ 0″
Bedroom 3 Second 9′ 10″ × 11′ 1″
Recreation Basement 11′ 7″ × 13′ 11″
Dining Room Main 14′ 11″ × 7′ 4″
Bedroom 2 Second 10′ 10″ × 10′ 11″
Recreation Basement 12′ 0″ × 6′ 10″
Living Room Main 18′ 10″ × 11′ 6″

Features

Interior

  • Auto Garage Door Remote
  • Carpet Free
  • Storage
  • Water Heater
  • Water Purifier
  • Water Softener

Property

  • Fenced Yard
  • Greenbelt/Conservation
  • Lake/Pond
  • Public Transit
  • Rec./Commun.Centre
  • School

Pool

  • None
Included
Stainless Fridge, S/S Stove, S/s Dishwasher, S/s Microwave, All ELFs, window coverings, Garage Door Opener, Water softener.
Rental items
Hot water tank

Mortgage calculator

Minimum for this price: $45,500 (6.45%)

Amortization, years

Estimated mortgage payment

$3,122 per month

Principal and interest
$3,122
Property tax
$331
Estimated monthly cost
$3,453

Your mortgage

Mortgage amount
$564,000
Mortgage insurance
Not needed
Interest over 25 years
$372,476

Cash to close

Down payment
$141,000
Land transfer tax
$10,575
Total, before legal fees
$151,575
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

731 Elgin Street N, Cambridge, ON N1R 7W5 Cambridge, ON N1R 7W5
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$705,000 731 Elgin Street N, Cambridge, ON N1R 7W5
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