$705,000
Est. payment $3,122/moCalculate yours
731 Elgin Street N, Cambridge, ON N1R 7W5
Cambridge, ON N1R 7W5
- 3 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of HOMELIFE SILVERCITY REALTY INC. MLS® X13750002
About this home
Welcome to 731 ELGIN St. A beautiful Renovated, detached property ready for you to call home. Located in the popular North Galt neighborhood of Cambridge, this three bedroom, two bathroom home offers you the Perfect finished living space between the main floor and a fully finished basement. The main level features a bright living and dining area, a modern kitchen with lovely (soft) cabinetry, quartz countertop and tile backsplash, complimented by the upper floor with three bedrooms, a full washroom, and lovely greenery views. Downstairs, the fully finished basement adds a spacious family room to be used as a home gym, a cozy reading nook, or for extended family living. A second full bathroom complements it along with a laundry area with plenty of storage. Additional comforts include central air conditioning, and a water softener for added health and peace of mind. Outside, the double French-doors open to a lovely deck either for a cool morning coffee, watching the sunset or for BBQ parties, perfect for relaxing or entertaining through the warmer months. With no house at the back, you get a serene view of the green space and added privacy. The attached garage and private double wide driveway provide parking for up to four vehicles. Located within the Waterloo Catholic District School Board and next door to Waterloo Region District School Board areas, with easy access to public transit, a dog park, a hospital, and a recreation centre nearby, this home is a wonderful opportunity in one of Cambridge’s family friendly communities.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Aluminum Siding, Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 45.58 x 109.91 Feet
- Parking
- Attached garage · 4 total
Financial
- Property Taxes
- $3,972 (2025)
Location
- Cross Street
- Elgin St. N & Franklin Blvd
- Direction Faces
- East
Listing
- MLS® Number
- X13750002
- Days on Market
- 42
- Listed On
- 2026-09-06
- Possession
- Flexible
- Listed By
- HOMELIFE SILVERCITY REALTY INC.
Rooms
Features
Interior
- Auto Garage Door Remote
- Carpet Free
- Storage
- Water Heater
- Water Purifier
- Water Softener
Property
- Fenced Yard
- Greenbelt/Conservation
- Lake/Pond
- Public Transit
- Rec./Commun.Centre
- School
Pool
- None
- Included
- Stainless Fridge, S/S Stove, S/s Dishwasher, S/s Microwave, All ELFs, window coverings, Garage Door Opener, Water softener.
- Rental items
- Hot water tank
Mortgage calculator
Estimated mortgage payment
$3,122 per month
- Principal and interest
- $3,122
- Property tax
- $331
- Condo fees
- $0
- Estimated monthly cost
- $3,453
Your mortgage
- Mortgage amount
- $564,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $372,476
Cash to close
- Down payment
- $141,000
- Land transfer tax
- $10,575
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $151,575
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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