$849,900
Est. payment $3,763/moCalculate yours
3840 Terrace Lane, Fort Erie, ON L0S 1B0
337 - Crystal Beach, Fort Erie, ON L0S 1B0
- 3 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13789492
About this home
Nestled along the shores of Lake Erie, this charming two-story retreat offers a prime waterfront location with spectacular views from nearly every room. The main floor features an inviting enclosed porch for year-round lake watching, a bright eat-in kitchen with patio doors leading to a scenic side deck, and a spacious family room with airy vaulted ceilings. Designed for effortless living, the home includes three bedrooms, a main-floor laundry, and 1.5 baths, making it perfect as a permanent residence or a vacation getaway. Beyond the front door, you are steps away from a boat launch and local parks, and just minutes from the vibrant boutiques, restaurants, and small-town charm of downtown Ridgeway. Experience the perfect blend of lakeside relaxation and community convenience.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Wood , Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50 x 100 Feet
- Parking
- None garage · 2 total
- Zoning
- H, R2B
Financial
- Property Taxes
- $4,219 (2025)
Location
- Neighbourhood
- 337 - Crystal Beach
- Cross Street
- Ridgeway Road
- Direction Faces
- North
Listing
- MLS® Number
- X13789492
- Days on Market
- 33
- Listed On
- 2026-09-15
- Possession
- FLEXIBLE
- Listed By
- ROYAL LEPAGE NRC REALTY
Rooms
Features
Interior
- Water Heater
Property
- Beach
- Marina
- Sloping
- Waterfront
- Park
- Golf
Pool
- None
- Included
- NEGOTIABLE
- Rental items
- NONE
Mortgage calculator
Estimated mortgage payment
$3,763 per month
- Principal and interest
- $3,763
- Property tax
- $352
- Condo fees
- $0
- Estimated monthly cost
- $4,115
Your mortgage
- Mortgage amount
- $679,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $449,032
Cash to close
- Down payment
- $169,980
- Land transfer tax
- $13,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $183,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.