$449,900
↓ $40,000 from $489,900
Est. payment $1,992/moCalculate yours
474A Spectacle Lake Road, Madawaska Valley, ON K0J 1B0
570 - Madawaska Valley, Madawaska Valley, ON K0J 1B0
- 2 + 1 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of RE/MAX COUNTRY CLASSICS LTD. MLS® X13586634
About this home
A true cottage on beautiful Spectacle Lake in Barry’s Bay. Set on 160 feet of natural shoreline, this property offers a peaceful waterfront setting with a small ground-level dock that’s perfect for relaxing in the sun or casting a fishing line.The cottage features a spacious living room, a good-sized kitchen, two bedrooms, a 3-piece bathroom, and a three-season sunroom stretching across the front.A lakeside bunkie provides extra space for family and guests, complete with a bonus bedroom and its own sunporch.Tucked into a quiet corner of the lake, this west-facing property enjoys beautiful afternoon and evening sun, good privacy, and a classic cottage atmosphere. Being sold fully furnished, it’s ready for you to arrive and start enjoying lake life.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Extension
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Other (Electric)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Piers
- Roof
- Metal
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 160 x 271.3 Feet
- Parking
- None garage · 2 total
- Zoning
- Residential
Financial
- Property Taxes
- $1,959 (2025)
Location
- Neighbourhood
- 570 - Madawaska Valley
- Cross Street
- Hwy 60 and Spectacle Lake Rd
- Direction Faces
- West
Listing
- MLS® Number
- X13586634
- Days on Market
- 90
- Listed On
- 2026-07-20
- Listed By
- RE/MAX COUNTRY CLASSICS LTD.
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Property
- Lake/Pond
- Sloping
- Waterfront
- Wooded/Treed
Pool
- None
- Excluded
- Curtains in the primary bedroom off the kitchen.
Mortgage calculator
Estimated mortgage payment
$1,992 per month
- Principal and interest
- $1,992
- Property tax
- $163
- Condo fees
- $0
- Estimated monthly cost
- $2,155
Your mortgage
- Mortgage amount
- $359,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $237,698
Cash to close
- Down payment
- $89,980
- Land transfer tax
- $5,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $95,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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