$739,000
Est. payment $3,272/moCalculate yours
38 Albany Drive, St. Catharines, ON L2N 3T5
443 - Lakeport, St. Catharines, ON L2N 3T5
- 3 + 1 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of EXP REALTY MLS® X13790116
About this home
Welcome home to this charming, impeccably maintained bungalow nestled in the highly sought-after Linwell/Vine neighborhood of North St. Catharines. Designed for effortless living and comfort, this modern, fully renovated residence features three spacious bedrooms, two pristine three-piece bathrooms, and a completely carpet-free interior that creates a bright, contemporary, and allergen-friendly sanctuary. Meticulously cared for by the current owners, this smoke-free and pet-free home radiates true pride of ownership in every corner.From the moment you arrive, the exterior impresses with a generous, private double-wide driveway offering ample parking for up to 8 vehicles and plentiful space to build your ideal garage. Inside, the finished basement invites boundless possibilities-flooded with warm natural light and featuring its own private entrance, it provides the perfect layout for a cozy in-law suite, quiet home office, or welcoming guest retreat. Enjoy complete peace of mind with fully updated mechanicals, including an owned hot water tank, high-efficiency furnace, and central air conditioning.Step outside into your personal backyard paradise, where a stunning 12′ x 24′ in-ground pool-featuring a brand-new (2026) liner-serves as the ultimate setting for relaxing summer days and entertaining loved ones. This extraordinary property effortlessly combines everyday comfort, versatile living, and an unbeatable location: just a short walk to the lake, top schools, local shopping, and places of worship, and only three minutes to the QEW. This is a true 10+++ gem waiting to welcome you home!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Separate Entrance, Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 65 x 116.4 Feet
- Parking
- None garage · 8 total
- Zoning
- 301
Financial
- Property Taxes
- $4,790 (2026)
Location
- Neighbourhood
- 443 - Lakeport
- Cross Street
- Geneva and Linwell
- Direction Faces
- West
Listing
- MLS® Number
- X13790116
- Days on Market
- 32
- Listed On
- 2026-09-16
- Possession
- FLEXIBLE
- Listed By
- EXP REALTY
Rooms
Features
Interior
- In-Law Capability
- Primary Bedroom - Main Floor
- Water Heater Owned
Property
- Fenced Yard
Pool
- Inground
- Included
- Dishwasher, Dryer, King Size Bed, Hot Water Tank Owned, Pool Equipment, Refrigerator, Stove, Washer, Window Coverings
- Excluded
- None - some furniture may be available for sale.
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$3,272 per month
- Principal and interest
- $3,272
- Property tax
- $399
- Condo fees
- $0
- Estimated monthly cost
- $3,671
Your mortgage
- Mortgage amount
- $591,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $390,440
Cash to close
- Down payment
- $147,800
- Land transfer tax
- $11,255
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $159,055
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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