$499,900
Est. payment $2,213/moCalculate yours
71 Stephen Street, Smiths Falls, ON K7A 1K7
901 - Smiths Falls, Smiths Falls, ON K7A 1K7
- 3 + 2 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of RE/MAX AFFILIATES MARQUIS MLS® X13790848
About this home
Vacant upper unit, tenanted lower unit. Good upside potential here. This up/down duplex offers 3 bedrooms upstairs with a 4- piece bathroom, a kitchen, laundry closet, a dining area, a living room and mudroom entrance. The lower level adds a second self-contained suite with 2 more bedrooms, a 2nd kitchen, another living room and dining area plus a 4- piece bathroom. The home has 2 100-amp breaker panels, each unit with its own meter. Steel roofing (2022). One new hot water tank in 2014 and one in 2024. This is a great opportunity to live in and rent one suite or rent both units. An easy managed lot with parking on the side. Lower suite is currently tenanted and is being sold with a Buyer assuming the tenancy. Tenant paying $1100/month plus Hydro (heat) on a 1year lease through to Sept 30, 2026. Good sized yard. Parking for 4 vehicles. Steel roofing too. Note: Photos available only for the upper vacant unit. Lower level tenant is good and tidy but requested privacy.
Property details
Overview
- Property Type
- Duplex
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Apartment, Finished
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Concrete
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50 x 110 Feet
- Parking
- None garage · 4 total
- Zoning
- R3 Residential
Financial
- Property Taxes
- $4,123 (2025)
Location
- Neighbourhood
- 901 - Smiths Falls
- Cross Street
- McCann and Stephen St.
- Direction Faces
- North
Listing
- MLS® Number
- X13790848
- Days on Market
- 32
- Listed On
- 2026-09-16
- Possession
- Upper immediate, lower min 60 days notice.
- Listed By
- RE/MAX AFFILIATES MARQUIS
Rooms
Features
Interior
- Carpet Free
- Separate Heating Controls
- Separate Hydro Meter
- Water Heater Owned
Pool
- None
- Excluded
- Lower tenant appliances and belongings.
Mortgage calculator
Estimated mortgage payment
$2,213 per month
- Principal and interest
- $2,213
- Property tax
- $344
- Condo fees
- $0
- Estimated monthly cost
- $2,557
Your mortgage
- Mortgage amount
- $399,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $264,115
Cash to close
- Down payment
- $99,980
- Land transfer tax
- $6,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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