$492,000
↓ $18,000 from $510,000
Est. payment $2,178/moCalculate yours
155 1/2 Lake Street, St. Catharines, ON L2R 5Y5
451 - Downtown, St. Catharines, ON L2R 5Y5
- 2 + 1 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of SUTTON GROUP - SUMMIT REALTY INC. MLS® X13085360
About this home
ATTENTION INVESTORS! Centrally located duplex in the heart of downtown St. Catharines, ideally situated along a bus route and close to all amenities. This well-maintained property features two self-contained units, both currently rented, with the main floor generating $1,775/month and the upper unit $1,200/month. The upper unit offers a bright open-concept layout with a den and full bathroom, tastefully renovated in 2018. Notable updates include a new furnace (2023), new upper AC unit (2023), roof replacement (2019), basement spray foam insulation (2018), and exterior painting (2021). The basement provides shared laundry facilities for both units along with additional storage space. With both units tenanted, this property offers immediate rental income and an attractive opportunity for investors looking to add a centrally located income property to their portfolio.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Metal/Steel Siding, Stucco (Plaster)
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 33 x 103.2 Feet
- Parking
- None garage · 1 total
- Zoning
- R3
Financial
- Property Taxes
- $3,020 (2025)
Location
- Neighbourhood
- 451 - Downtown
- Cross Street
- DUFFERIN ST/LAKE ST
- Direction Faces
- West
Listing
- MLS® Number
- X13085360
- Days on Market
- 166
- Listed On
- 2026-05-05
- Listed By
- SUTTON GROUP - SUMMIT REALTY INC.
Rooms
Features
Interior
- Upgraded Insulation
Pool
- None
- Included
- 2 FRIDGES, 2 STOVES, 2 MICROWAVES, WASHER AND DRYER, ALL ELFS
- Excluded
- ALL TENANTS BELONGINGS
- Rental items
- WATER TANK
Mortgage calculator
Estimated mortgage payment
$2,178 per month
- Principal and interest
- $2,178
- Property tax
- $252
- Condo fees
- $0
- Estimated monthly cost
- $2,430
Your mortgage
- Mortgage amount
- $393,600
- Mortgage insurance
- Not needed
- Interest over 25 years
- $259,941
Cash to close
- Down payment
- $98,400
- Land transfer tax
- $6,315
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $104,715
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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