$499,999
↓ $29,901 from $529,900
Est. payment $2,214/moCalculate yours
1397 Ontario Street, Cobourg, ON K9A 0N7
Cobourg, Cobourg, ON K9A 0N7
- 2 Beds
- 1 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of Royal LePage Our Neighbourhood Realty MLS® X13621398
About this home
Welcome to this charming country home offering the perfect blend of peaceful living and modern updates. This updated detached home is move-in ready and offers stylish finishes throughout. The welcoming front entry features shiplap accents, a rustic barn door, and convenient built-in storage, stackable laundry, and heated floor. Updated kitchen offers new cabinetry, s/s appliances including a gas stove, silestone countertops (26), and a new back door leading to the expansive backyard - perfect for entertaining. The beautifully renovated 4-piece bathroom showcases subway tile and modern finishes, while fresh paint and new laminate flooring throughout the kitchen, living room, and bathroom create a bright, contemporary feel. The primary bedroom features hardwood flooring, with new ceiling fans installed in both bedrooms and the living room. Bonus space in the loft - whether you are looking for an art room, playroom or additional storage! Step outside to enjoy the spacious backyard featuring a large deck with a live-edge bar top, patio, and gazebo, an ideal setting for relaxing or entertaining family & friends. New second driveway added - great for parking your RV or recreational vehicles! Additional highlights include a detached garage (freshly painted), gas furnace (2021), central air conditioning (2026), well pressure tank (2024), new front window and entry door (2026), large deck (2025), Siding on house (2026), an additional driveway providing parking for up to five vehicles, and numerous quality updates throughout. A wonderful opportunity for first-time buyers, downsizers, or anyone looking to enjoy country living just 10 minutes from the Town of Cobourg, its renowned waterfront, shopping, restaurants, and everyday amenities.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Sold Conditional
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Block
- Roof
- Metal, Shingles
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 88.15 x 122.46 Feet
- Parking
- Detached garage · 11 total
- Zoning
- Agricultural
Financial
- Property Taxes
- $2,241 (2026)
Location
- Neighbourhood
- Cobourg
- Cross Street
- Danforth Rd W/Ontario St
- Direction Faces
- West
Listing
- MLS® Number
- X13621398
- Days on Market
- 80
- Listed On
- 2026-07-30
- Possession
- 60 days
- Listed By
- Royal LePage Our Neighbourhood Realty
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Property
- Beach
- Hospital
Pool
- None
- Included
- All elf's, window coverings (except baby's room), blinds and fans. Existing fridge, stove, dishwasher. TV wall mount in bedroom. Stackable washer and dryer on main floor. Black gazebo.
- Excluded
- Sea-can, hot tub, 2 deep freezers in basement, black shelves and rubber mats in basement, washer and dryer (white) in basement. Curtains & closet organizer in baby's room. Linen closet organizer. Reverse osmosis system (not hooked up). TV wall mount in Living room.
- Rental items
- Hot Water Tank - electric
Mortgage calculator
Estimated mortgage payment
$2,214 per month
- Principal and interest
- $2,214
- Property tax
- $187
- Condo fees
- $0
- Estimated monthly cost
- $2,401
Your mortgage
- Mortgage amount
- $399,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $264,167
Cash to close
- Down payment
- $100,000
- Land transfer tax
- $6,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.