$469,900
↓ $45,000 from $514,900
Est. payment $2,081/moCalculate yours
156 St. Andrews Street, Cambridge, ON N1S 1N3
Cambridge, ON N1S 1N3
- 3 Beds
- 1 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of BOSLEY REAL ESTATE LTD. MLS® X13514836
About this home
Are you still looking for an affordable listing to get into the market? Then set your sights on 156 St. Andrews Street in the West Galt portion of Cambridge. This semi-detached freehold home is conveniently located close to schools, shopping, transit, parks, trails and is just a few minutes away from the action at the Gas Light District in downtown Galt. The home is almost 1,400 sq feet and has 3 upper-level bedrooms and 1 full bathroom. Each bedroom has a ceiling fan and a closet. Other than the staircase, the home is carpet free with a combination of laminate and luxury vinyl flooring. The updated kitchen is spacious with eat-in area as well as new counters, sink, faucet, floor, lower cabinets and SS range hood. We have parking for 2 + cars in the asphalt driveway and a large fenced back yard. There is detached garage with hydro as well. When required, the home has seen the necessary mechanical updates with the heating, cooling, roof, soffits/gutters, front door, plumbing, along with blown in insulation. The home is in move in condition and would be a perfect option for that family looking to pluck their first home from the market and enjoy the residential neighbourhood, yet still close to many amenities. Please take a moment to review the marketing video, the floor plans and the 360-degree photography.
Property details
Overview
- Property Type
- Semi-Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Extension
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Wall Unit(s)
- Exterior
- Aluminum Siding
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 33 x 130 Feet
- Parking
- Detached garage · 3 total
- Zoning
- R4
Financial
- Property Taxes
- $3,145 (2026)
Location
- Cross Street
- Cedar
- Direction Faces
- West
Listing
- MLS® Number
- X13514836
- Days on Market
- 108
- Listed On
- 2026-07-02
- Possession
- TBD
- Listed By
- BOSLEY REAL ESTATE LTD.
Rooms
Features
Interior
- Water Softener
Pool
- None
- Included
- Refrigerator, Stove, Dishwasher, SS. Range Hood, Washer, Dryer, Water Softener, Window Coverings
Mortgage calculator
Estimated mortgage payment
$2,081 per month
- Principal and interest
- $2,081
- Property tax
- $262
- Condo fees
- $0
- Estimated monthly cost
- $2,343
Your mortgage
- Mortgage amount
- $375,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $248,265
Cash to close
- Down payment
- $93,980
- Land transfer tax
- $5,873
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $99,853
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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