Gurvinder Nokwal REALTOR®
For Sale Detached 32 days on market

$897,888

Est. payment $3,976/moCalculate yours

25 Central Street, Waterloo, ON N2L 3A5

Waterloo, ON N2L 3A5

  • 4 Beds
  • 2 Baths
  • 1,500 Sq Ft

Listing courtesy of ROYAL LEPAGE WOLLE REALTY MLS® X13792160

About this home

Welcome to 25 Central Street, Waterloo-a beautifully updated century home offering timeless character, modern upgrades, and an unbeatable location in the heart of Uptown Waterloo. This charming 4-bedroom, 2-bathroom home boasts outstanding curb appeal with a spacious covered front porch, the perfect place to relax and enjoy the neighbourhood. Step inside and be welcomed by the home’s stunning original curved staircase, setting the tone for the character and craftsmanship found throughout. To the right, the bright and inviting living room flows seamlessly into the formal dining room, creating an ideal space for everyday living and entertaining. Off the dining room, a second staircase leads to the upper level, adding both convenience and classic charm. The custom-designed kitchen has been thoughtfully renovated with quartz countertops, under-cabinet lighting, brand-new stainless steel appliances, and plenty of workspace. Just off the kitchen is a bright sunroom that provides additional living space and direct access to the peaceful backyard. The main floor also features a versatile bedroom that can easily serve as a home office, along with a convenient 3-piece bathroom. Upstairs you’ll find three spacious bedrooms and an updated 4-piece bathroom. One of the upper bedrooms includes a staircase leading to the unfinished attic, offering excellent storage or future potential. Soaring 9-foot ceilings, new solid maple hardwood flooring, and new wood Thermopane windows throughout beautifully blend historic elegance with modern comfort. Additional updates include a recent high-efficiency forced air gas furnace and new central AC for year-round comfort. Outside, enjoy a quiet backyard complete with a garden shed and parking for two vehicles. Located in the centre of Uptown, this home is within walking distance of restaurants, shopping, Waterloo Park, Universities and countless other amenities. A rare opportunity to own a beautifully renovated character home in Waterloo!

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Approximate Age
100+
Size
1,500 sqft

Interior

Bedrooms
4
Bathrooms
2
Kitchens
1
Basement
Walk-Out, Partially Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Stone
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
45 x 104.82 Feet
Parking
None garage · 2 total
Zoning
RC1

Financial

Property Taxes
$5,500 (2026)

Location

Cross Street
Central street and King street
Direction Faces
South

Listing

MLS® Number
X13792160
Days on Market
32
Listed On
2026-09-16
Possession
Flexible
Listed By
ROYAL LEPAGE WOLLE REALTY

Rooms

Room Level Dimensions
Bedroom Second 10′ 1″ × 14′ 4″
Living Room Main 12′ 10″ × 12′ 4″
Mud Room Main 9′ 3″ × 7′ 9″
Foyer Main 3′ 11″ × 13′ 8″
Bedroom Main 11′ 4″ × 15′ 10″
Bedroom Second 11′ 9″ × 10′ 10″
Kitchen Main 13′ 6″ × 14′ 5″
Dining Room Main 12′ 10″ × 11′ 8″
Primary Bedroom Second 14′ 11″ × 10′ 8″
Bathroom Main -
Bathroom Second -

Features

Interior

  • Water Heater

Property

  • Park
  • Place Of Worship
  • School
  • Library
  • Other
  • Golf

Pool

  • None
Included
Dishwasher, Dryer, Microwave, Range Hood, Refrigerator, Stove, Washer

Mortgage calculator

Minimum for this price: $64,789 (7.22%)

Amortization, years

Estimated mortgage payment

$3,976 per month

Principal and interest
$3,976
Property tax
$458
Estimated monthly cost
$4,434

Your mortgage

Mortgage amount
$718,310
Mortgage insurance
Not needed
Interest over 25 years
$474,385

Cash to close

Down payment
$179,578
Land transfer tax
$14,433
Total, before legal fees
$194,011
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

25 Central Street, Waterloo, ON N2L 3A5 Waterloo, ON N2L 3A5
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$897,888 25 Central Street, Waterloo, ON N2L 3A5
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