Gurvinder Nokwal REALTOR®
For Sale Fourplex 34 days on market

$949,900

Est. payment $4,206/moCalculate yours

163 John Street S, Minto, ON N0G 1Z0

Minto, Minto, ON N0G 1Z0

  • 9 Beds
  • 5 Baths
  • 1 Garage
  • 3,500 Sq Ft
Map

Listing courtesy of RE/MAX Midwestern Realty Inc MLS® X13792728

About this home

Perfect Investment Opportunity - 4-Unit Home on Spacious Lot with Detached Shop! Looking for a great way to enter the real estate market? This 4-unit home offers endless possibilities for investment or multi-family living. Located on a large lot with a detached, heated shop and full water/sewer hookups, this property is a rare find! Property Highlights: Unit 1: 3-bedroom, 1-bath - Spacious and comfortable for owner-occupancy or a long-term tenant. Units 2-4: 2-bedroom, 1-bath each - Ideal for generating steady rental income. Detached Shop: Heated and equipped with water/sewer - perfect for hobbies, extra storage, or a potential workshop. Large Lot: Offers plenty of space for outdoor activities, future development, or additional parking. Whether you’re looking to move in and let the tenants cover your mortgage or bring in family members to share the space and the investment, this property offers flexibility for multi-family living with independence. The extra income from the three 2-bedroom units can help make homeownership more affordable, while still giving everyone their own private space. Options for You: Owner-Occupy: Live in Unit 1 and let the tenants pay the mortgage. Family Investment: Have a family member who wants to buy in with you? Move into 2 units, and let the rest cover the costs. Ideal for Multi-Family Living: Enjoy the independence of separate units while still being close by. This is a fantastic opportunity to create long-term wealth, live affordably, or house extended family - all while enjoying the convenience of a spacious lot and a detached shop with all utilities available!

Property details

Overview

Property Type
Fourplex
Style
2-Storey
For
For Sale
Status
New
Approximate Age
100+
Size
3,500 sqft

Interior

Bedrooms
9
Bathrooms
5
Kitchens
4
Basement
Full, Unfinished

Building & Systems

Heating
Baseboard (Gas)
Cooling
None
Exterior
Brick
Foundation
Stone
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
165 x 132 Feet
Parking
Detached garage · 7 total
Zoning
R1B

Financial

Property Taxes
$4,270 (2026)

Location

Neighbourhood
Minto
Cross Street
Elora St. S.
Direction Faces
North

Listing

MLS® Number
X13792728
Days on Market
34
Listed On
2026-09-14
Possession
flexible
Listed By
RE/MAX Midwestern Realty Inc

Features

Interior

  • Separate Hydro Meter

Property

  • Level
  • Library
  • School
  • Rec./Commun.Centre

Pool

  • Community
Included
Owner will be willing to negotiate their appliances in the sale
Excluded
video cameras, transfer switch on hydro meter, gazebo, hose reel in garage.
Rental items
none

Mortgage calculator

Minimum for this price: $69,990 (7.37%)

Amortization, years

Estimated mortgage payment

$4,206 per month

Principal and interest
$4,206
Property tax
$356
Estimated monthly cost
$4,562

Your mortgage

Mortgage amount
$759,920
Mortgage insurance
Not needed
Interest over 25 years
$501,866

Cash to close

Down payment
$189,980
Land transfer tax
$15,473
Total, before legal fees
$205,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

163 John Street S, Minto, ON N0G 1Z0 Minto, Minto, ON N0G 1Z0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$949,900 163 John Street S, Minto, ON N0G 1Z0
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