$893,000
Est. payment $3,954/moCalculate yours
27 Joyce Lane, The Archipelago, ON P0G 1G0
Archipelago South, The Archipelago, ON P0G 1G0
- 4 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of Royal LePage Lakes Of Muskoka - Clarke Muskoka Realty MLS® X13780442
About this home
The Top 5 Reasons You’ll Love This Cottage: 1) 205 feet of shoreline on Kapikog Lake - private, peaceful and beautifully positioned. 2) Southeast exposure - enjoy sunshine, morning light and long cottage days by the water. 3) 4 - bedrooms + 2 bathrooms - plenty of space for family and guests including a separate guest Bunkie. 4) Classic cottage living - a generous 20 x 20 Muskoka Room, spacious deck and private dock create the perfect setting for summer. 5) A quiet escape - surrounded by nature and tucked away on Joyce Lane, yet convenient to the amenities and communities nearby.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Parking
- None garage · 10 total
- Zoning
- IR
Financial
- Property Taxes
- $2,240 (2025)
Location
- Neighbourhood
- Archipelago South
- Cross Street
- Kapikog Dam rd/Joyce Ln
- Direction Faces
- South
Listing
- MLS® Number
- X13780442
- Days on Market
- 34
- Listed On
- 2026-09-14
- Possession
- Flexible
- Listed By
- Royal LePage Lakes Of Muskoka - Clarke Muskoka Realty
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Guest Accommodations
Pool
- None
- Included
- All Appliances, Furnishings, Window Coverings.
- Excluded
- Personal Items, Small white bar fridge in Muskoka room.
Mortgage calculator
Estimated mortgage payment
$3,954 per month
- Principal and interest
- $3,954
- Property tax
- $187
- Condo fees
- $0
- Estimated monthly cost
- $4,141
Your mortgage
- Mortgage amount
- $714,400
- Mortgage insurance
- Not needed
- Interest over 25 years
- $471,803
Cash to close
- Down payment
- $178,600
- Land transfer tax
- $14,335
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $192,935
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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