Gurvinder Nokwal REALTOR®
For Sale Semi-Detached 79 days on market

$485,900 ↓ $14,000 from $499,900

Est. payment $2,151/moCalculate yours

41 Ottawa Street, St. Catharines, ON L2R 1Z2

451 - Downtown, St. Catharines, ON L2R 1Z2

  • 3 Beds
  • 2 Baths
  • 1 Garage
  • 700 Sq Ft
Map

Listing courtesy of REVEL Realty Inc., Brokerage MLS® X13625140

About this home

Welcome to 41 Ottawa Street! This charming semi-detached family home offers character, space, parking, a garage, and a fantastic 140-foot-deep lot. The bright sunroom welcomes you into the spacious main floor featuring an open-concept living room, dining room, and kitchen with high ceilings and plenty of natural light. A convenient 2-piece bath is located at the rear entrance. Step outside to the fully fenced backyard with a two-tiered deck and pond, offering a great space to relax and entertain. Upstairs features 3 bedrooms and a 4-piece bath, including a spacious primary bedroom with a full wall of organized closets. The dry and finished lower level offers additional living space, a full laundry room, with walk-out access through the separate entrance. Driveway parking for 4 cars and a full-size garage complete the package. Great location and plenty of space for the whole family! (Updates include furnace and a/c 2018, kitchen floors, counters, sink and faucet 2024, powder room 2024, vanity and toilet in upper bathroom 2023, back door and washer 2024, dishwasher and dryer 2025, garage roof 2020).

Property details

Overview

Property Type
Semi-Detached
Style
2-Storey
For
For Sale
Status
Price Change
Size
700 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
Separate Entrance, Full, Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Stucco (Plaster), Other
Foundation
Stone
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
28.8 x 140.25 Feet
Parking
Detached garage · 5 total

Financial

Property Taxes
$2,929 (2026)

Location

Neighbourhood
451 - Downtown
Cross Street
Niagara Street
Direction Faces
North

Listing

MLS® Number
X13625140
Days on Market
79
Listed On
2026-07-31
Possession
Flexible
Listed By
REVEL Realty Inc., Brokerage

Rooms

Room Level Dimensions
Bedroom 2 Second 8′ 0″ × 9′ 11″
Bedroom 3 Second 8′ 0″ × 9′ 11″
Foyer Main 17′ 10″ × 3′ 3″
Primary Bedroom Second 10′ 6″ × 12′ 0″
Dining Room Main 10′ 6″ × 9′ 5″
Recreation Lower 22′ 9″ × 12′ 5″
Kitchen Main 14′ 3″ × 9′ 11″
Living Room Main 10′ 6″ × 12′ 0″
Laundry Lower 8′ 10″ × 11′ 10″

Features

Interior

  • Carpet Free
  • Storage

Property

  • Fenced Yard
  • Library
  • Park
  • Place Of Worship
  • Public Transit
  • School Bus Route

Pool

  • None
Included
Fridge, Stove, Washer, Dryer, Dishwasher, All Electrical Light Fixtures, All Window Coverings, Gazebo, Pond Equipment
Excluded
2 Freezers in Basement, all TV wall mounts (sellers will patch and repair holes), Security Cameras
Rental items
Hot Water Heater

Mortgage calculator

Minimum for this price: $24,295 (5%)

Amortization, years

Estimated mortgage payment

$2,151 per month

Principal and interest
$2,151
Property tax
$244
Estimated monthly cost
$2,396

Your mortgage

Mortgage amount
$388,720
Mortgage insurance
Not needed
Interest over 25 years
$256,718

Cash to close

Down payment
$97,180
Land transfer tax
$6,193
Total, before legal fees
$103,373
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

41 Ottawa Street, St. Catharines, ON L2R 1Z2 451 - Downtown, St. Catharines, ON L2R 1Z2
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$485,900 41 Ottawa Street, St. Catharines, ON L2R 1Z2
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