$485,900
↓ $14,000 from $499,900
Est. payment $2,151/moCalculate yours
41 Ottawa Street, St. Catharines, ON L2R 1Z2
451 - Downtown, St. Catharines, ON L2R 1Z2
- 3 Beds
- 2 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of REVEL Realty Inc., Brokerage MLS® X13625140
About this home
Welcome to 41 Ottawa Street! This charming semi-detached family home offers character, space, parking, a garage, and a fantastic 140-foot-deep lot. The bright sunroom welcomes you into the spacious main floor featuring an open-concept living room, dining room, and kitchen with high ceilings and plenty of natural light. A convenient 2-piece bath is located at the rear entrance. Step outside to the fully fenced backyard with a two-tiered deck and pond, offering a great space to relax and entertain. Upstairs features 3 bedrooms and a 4-piece bath, including a spacious primary bedroom with a full wall of organized closets. The dry and finished lower level offers additional living space, a full laundry room, with walk-out access through the separate entrance. Driveway parking for 4 cars and a full-size garage complete the package. Great location and plenty of space for the whole family! (Updates include furnace and a/c 2018, kitchen floors, counters, sink and faucet 2024, powder room 2024, vanity and toilet in upper bathroom 2023, back door and washer 2024, dishwasher and dryer 2025, garage roof 2020).
Property details
Overview
- Property Type
- Semi-Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Separate Entrance, Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stucco (Plaster), Other
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 28.8 x 140.25 Feet
- Parking
- Detached garage · 5 total
Financial
- Property Taxes
- $2,929 (2026)
Location
- Neighbourhood
- 451 - Downtown
- Cross Street
- Niagara Street
- Direction Faces
- North
Listing
- MLS® Number
- X13625140
- Days on Market
- 79
- Listed On
- 2026-07-31
- Possession
- Flexible
- Listed By
- REVEL Realty Inc., Brokerage
Rooms
Features
Interior
- Carpet Free
- Storage
Property
- Fenced Yard
- Library
- Park
- Place Of Worship
- Public Transit
- School Bus Route
Pool
- None
- Included
- Fridge, Stove, Washer, Dryer, Dishwasher, All Electrical Light Fixtures, All Window Coverings, Gazebo, Pond Equipment
- Excluded
- 2 Freezers in Basement, all TV wall mounts (sellers will patch and repair holes), Security Cameras
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$2,151 per month
- Principal and interest
- $2,151
- Property tax
- $244
- Condo fees
- $0
- Estimated monthly cost
- $2,396
Your mortgage
- Mortgage amount
- $388,720
- Mortgage insurance
- Not needed
- Interest over 25 years
- $256,718
Cash to close
- Down payment
- $97,180
- Land transfer tax
- $6,193
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $103,373
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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