$728,000
Est. payment $3,223/moCalculate yours
146 Ottawa Street S, Hamilton, ON L8K 2E4
Delta, Hamilton, ON L8K 2E4
- 3 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of EXP REALTY MLS® X13788718
About this home
BEAUTIFULLY UPDATED CHARACTER HOME STEPS FROM GAGE PARKThis BRIGHT 2 1/2 STOREY brick home offers SPACE & FLEXIBILITY in one of Hamilton’s MOST SOUGHT AFTER NEIGHBOURHOOD. Highlights of this home include:* welcoming curb appeal with a covered front porch and stone patio* OPEN-CONCEPT KITCHEN featuring stylish two-tone cabinetry, GRANITE BREAKFAST BAR, pot lights, bamboo flooring, overlooking the bright dining room* spacious living room * convenient main-floor laundry (new washer and dryer 2026)* 3 spacious bedrooms include a generous primary plus a beautifully updated 4-piece bath with new vanity and lighting (2026) and new window (2025)* FINISHED THIRD-FLOOR LOFT ADDING VALUABLE FLEXIBLE SPACE for a teen retreat, home office, studio or guest room* FULLY FINISHED BASEMENT SUITE WITH SEPARATE ENTRANCE featuring a modern kitchen (2020), living area and 4-piece bath-ideal for extended or multi-generational family living* FULLY FENCED BACKYARD is designed for relaxing and entertaining, with a spacious deck, soothing fountain, lower deck with gazebo (2022) and storage shed.* EXCEPTIONAL LOCATION just steps from Gage Park and the vibrant Ottawa Street shopping district, with its popular cafes, restaurants and boutiques. Close to schools, parks and public transit, with future LRT stops planned at Ottawa Street and Gage Park. * EXCEPTIONAL WALKABILITY, character and lifestyle come together in this welcoming, FAMILY FRIENDLY NEIGHBOURHOOD.Some additional UPDATES include: Stone patio, steps & landing (2023), front door & railing (2025), Kitchen sink, faucet and dishwasher (2026), primary bedroom window (2021)
Property details
Overview
- Property Type
- Detached
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Separate Entrance, Walk-Up, Finished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 29.79 x 99 Feet
- Parking
- None garage · 1 total
Financial
- Property Taxes
- $4,314 (2026)
Location
- Neighbourhood
- Delta
- Cross Street
- Montclair/Lawrence
- Direction Faces
- West
Listing
- MLS® Number
- X13788718
- Days on Market
- 33
- Listed On
- 2026-09-15
- Possession
- 60 days+
- Listed By
- EXP REALTY
Rooms
Features
Interior
- In-Law Suite
Property
- Fenced Yard
- Park
- Sloping
- Public Transit
- School
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Washer, Dryer, Basement Fridge & Stove, All Window Coverings, All Electric Light Fixtures, Security Camera (1), all Bathroom Mirrors
Mortgage calculator
Estimated mortgage payment
$3,223 per month
- Principal and interest
- $3,223
- Property tax
- $359
- Condo fees
- $0
- Estimated monthly cost
- $3,583
Your mortgage
- Mortgage amount
- $582,400
- Mortgage insurance
- Not needed
- Interest over 25 years
- $384,628
Cash to close
- Down payment
- $145,600
- Land transfer tax
- $11,035
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $156,635
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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