$1,099,900
↓ $100,000 from $1,199,900
Est. payment $4,870/moCalculate yours
10965 River Line, Chatham-Kent, ON N7M 5J4
Chatham-Kent, Chatham-Kent, ON N7M 5J4
- 3 + 3 Beds
- 3 Baths
- 2 Garage
- 2,000 Sq Ft
Listing courtesy of CENTURY 21 FIRST CANADIAN CORP MLS® X13591618
About this home
Set on 2.47 private acres backing directly onto the Thames River, this custom-built Bouma home offers exceptional quality construction, privacy, and peaceful country living just minutes from Chatham. Featuring a durable ICF (Insulated Concrete Form) foundation, this 2,445 sq. ft. home provides outstanding strength, energy efficiency, and long-term durability.The main floor features 3 bedrooms and 2 full bathrooms with solid hickory cabinetry, including a spacious primary suite. The kitchen showcases solid maple cabinetry, soapstone countertops, a 9.5-foot island, and a large pantry. It opens to a spectacular great room with a soaring 17-foot cathedral ceiling and a wall of large windows overlooking the beautifully landscaped front yard, offering stunning sunrise views year-round. Beveled leaded-glass French doors lead to a bright sitting area, while a beautiful gas fireplace creates a warm and inviting living space.The finished basement adds 3 additional bedrooms, a full bathroom, a spacious family room with a gas fireplace and custom built-in cabinetry, a games room, and abundant storage. A high-efficiency furnace, central air, and durable 30-year shingles provide year-round comfort and peace of mind.Enjoy outdoor living with a 600 sq. ft. deck featuring a natural gas BBQ hookup, a peaceful pond and patio area, and an oversized 836 sq. ft. 2.5-car garage with plenty of room for vehicles, tools, and recreational equipment. The property features a diverse collection of mature Carolinian trees, including tulip, hickory, locust, sycamore, several varieties of oak and maple, and crab apple, along with blue and black spruce and pine bordering the property, creating exceptional privacy and a truly park-like setting.Set well back from River Line and within walking distance of Maple City Country Club golf course, this rare property combines privacy, nature, quality construction, and spacious family living.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3 + 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Insulated Concrete Form
- Roof
- Fibreglass Shingle
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Lot Size
- 165.18 x 667.81 Feet
- Parking
- Attached garage · 10 total
- Zoning
- ER-1115 and OS1-1114
Financial
- Property Taxes
- $9,283 (2026)
Location
- Neighbourhood
- Chatham-Kent
- Cross Street
- #40 Highway and River Line
- Direction Faces
- North
Listing
- MLS® Number
- X13591618
- Days on Market
- 88
- Listed On
- 2026-07-22
- Listed By
- CENTURY 21 FIRST CANADIAN CORP
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Pool
- None
- Included
- Cooktop, Double Oven, Microwave, Refrigerator, Dishwasher
- Excluded
- Tiffany-style lamp above pool table.
- Rental items
- water heater
Mortgage calculator
Estimated mortgage payment
$4,870 per month
- Principal and interest
- $4,870
- Property tax
- $774
- Condo fees
- $0
- Estimated monthly cost
- $5,644
Your mortgage
- Mortgage amount
- $879,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $581,116
Cash to close
- Down payment
- $219,980
- Land transfer tax
- $18,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $238,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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