Gurvinder Nokwal REALTOR®
For Sale Semi-Detached 34 days on market

$1,399,000

Est. payment $6,194/moCalculate yours

195 Niagara Street, Toronto, ON M5V 1C9

Niagara, Toronto, ON M5V 1C9

  • 2 + 1 Beds
  • 3 Baths
  • 1 Garage
  • 1,100 Sq Ft
Map

Listing courtesy of PROPERTY.CA INC. MLS® C13782760

About this home

Set along one of downtown Toronto’s most established residential streets, 195 Niagara is a two-storey semi-detached property offering three units, a detached one-car garage and a location that places some of the city’s best neighbourhood amenities within easy reach. The main-floor one-bedroom is the standout, pairing generous proportions with character details that give the space a distinct sense of place. Soaring ceilings are complemented by skylights that bring natural light into the living area, while a tin ceiling adds architectural interest to the separate dining room. A large chef’s kitchen anchors the rear of the home and walks out to a private outdoor space framed by a pergola-a welcome extension of the living space in the warmer months. Upstairs, the second one-bedroom unit is thoughtfully laid out with clearly defined living spaces. A separate eat-in kitchen sits apart from the living room, while the bedroom offers a dedicated closet and comfortable proportions. The lower level is home to a quaint bachelor suite with its own separate eat-in kitchen, tiled floors and ample storage. With access available from both the front and rear of the property, the space offers a practical and efficient layout. Shared laundry facilities are also conveniently located on the lower level.The property has benefited from a number of meaningful improvements over the years, including a new main roof, garage roof and skylights in 2019. More recently, the interior has been refreshed with a new coat of paint, while the front exterior has received fresh paint, brick repairs and updated landscaping. Outside, a detached one-car garage adds valuable downtown utility. The location brings together the residential character of Niagara Street with exceptional access to the city. The 511 Bathurst streetcar stops at Niagara Street, while the 504 King streetcar runs nearby along King West, providing a direct connection through the downtown core.

Property details

Overview

Property Type
Semi-Detached
Style
2-Storey
For
For Sale
Status
New
Size
1,100 sqft

Interior

Bedrooms
2 + 1
Bathrooms
3
Kitchens
3
Basement
Finished with Walk-Out, Apartment

Building & Systems

Heating
Baseboard (Electric)
Cooling
None
Exterior
Brick
Foundation
Brick
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
20.08 x 110 Feet
Parking
Detached garage · 1 total
Zoning
R

Financial

Property Taxes
$6,292 (2026)

Location

Neighbourhood
Niagara
Cross Street
King St W & Niagara St
Direction Faces
West

Listing

MLS® Number
C13782760
Days on Market
34
Listed On
2026-09-14
Possession
Flexible
Listed By
PROPERTY.CA INC.

Rooms

Room Level Dimensions
Living Room Second 8′ 0″ × 11′ 1″
Kitchen Lower 8′ 1″ × 11′ 5″
Living Room Main 11′ 8″ × 17′ 8″
Laundry Lower 6′ 9″ × 10′ 9″
Kitchen Second 8′ 1″ × 11′ 5″
Bedroom 2 Second 8′ 1″ × 13′ 1″
Kitchen Main 5′ 8″ × 14′ 8″
Dining Room Main 11′ 8″ × 12′ 9″
Bedroom Main 10′ 6″ × 15′ 7″
Living Room Lower 14′ 3″ × 24′ 8″

Features

Interior

  • None

Pool

  • None
Included
Queen West and its shops, restaurants and cafés are also close at hand, with the 501 Queen route serving Niagara Street. Green space is woven into the neighbourhood, with Victoria Memorial Square at 10 Niagara Street, Stanley Park nearby and Trinity Bellwoods Park within the broader neighbourhood. King West, Queen West, Front Street, Fort York and the downtown core are all readily accessible, creating a location that balances neighbourhood living with the energy and convenience of central Toronto. Inclusions: 3 Fridges, 3 Stoves, Dishwasher, Washer, Dryer, ELFs, Hot Water Tank.
Excluded
Tenants Property.

Mortgage calculator

Minimum for this price: $114,900 (8.21%)

Amortization, years

Estimated mortgage payment

$6,194 per month

Principal and interest
$6,194
Property tax
$524
Estimated monthly cost
$6,719

Your mortgage

Mortgage amount
$1,119,200
Mortgage insurance
Not needed
Interest over 25 years
$739,141

Cash to close

Down payment
$279,800
Land transfer tax (Ontario + Toronto)
$48,910
Total, before legal fees
$328,710
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

195 Niagara Street, Toronto, ON M5V 1C9 Niagara, Toronto, ON M5V 1C9
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,399,000 195 Niagara Street, Toronto, ON M5V 1C9
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