$349,900
Est. payment $1,549/moCalculate yours
42 Union Street, St. Catharines, ON L2S 2R2
458 - Western Hill, St. Catharines, ON L2S 2R2
- 3 Beds
- 1 Baths
- 1,100 Sq Ft
Listing courtesy of THE CANADIAN HOME REALTY INC. MLS® X13791532
About this home
Approved shovel-ready triplex development opportunity in St. Catharines! Calling all investors,builders, and savvy buyers. This is a rare chance to begin construction immediately with anapproved triplex permit already in hand, avoiding months of planning delays and significantsoft costs. Plans are completed for approximately 3,900-4,000 sqft of total build, designed asthree self-contained residential units featuring efficient layouts, multiple washrooms, andmodern exterior elevations tailored for strong rental appeal. Ideal for investors seekinglong-term hold cash flow, a BRRRR strategy, or builders looking for a ready-to-go project withapprovals secured and equally attractive for a buyer looking to live in one unit and rent theother two for supplemental income. Situated in a desirable neighbourhood close to schools,Montessori and childcare centres, parks, public transit, shopping, and everyday amenities, withconvenient access to downtown St. Catharines, Brock University, the Pen Centre, and majorroutes. A turnkey multi-unit opportunity in a growing rental market.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Partial Basement, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stone, Stucco (Plaster)
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 38.48 x 155.24 Feet
- Parking
- None garage · 2 total
Financial
- Property Taxes
- $2,875 (2025)
Location
- Neighbourhood
- 458 - Western Hill
- Cross Street
- Rykert-Union
- Direction Faces
- West
Listing
- MLS® Number
- X13791532
- Days on Market
- 32
- Listed On
- 2026-09-16
- Possession
- Flexible
- Listed By
- THE CANADIAN HOME REALTY INC.
Rooms
Features
Interior
- Other
Property
- Park
- Public Transit
Pool
- None
Mortgage calculator
Estimated mortgage payment
$1,549 per month
- Principal and interest
- $1,549
- Property tax
- $240
- Condo fees
- $0
- Estimated monthly cost
- $1,789
Your mortgage
- Mortgage amount
- $279,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $184,864
Cash to close
- Down payment
- $69,980
- Land transfer tax
- $3,724
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $73,704
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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