$499,000
↓ $29,000 from $528,000
Est. payment $2,209/moCalculate yours
640 Ramsay Concession 4a Concession, Mississippi Mills, ON K7C 3P1
912 - Mississippi Mills (Ramsay) Twp, Mississippi Mills, ON K7C 3P1
- 3 Beds
- 1 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of REMAX BOARDWALK REALTY MLS® X13561182
About this home
Welcome to 640 Ramsay Concession 4A-an inviting 3-bedroom, 1-bathroom bungalow that captures the essence of easy country living, just minutes from all the amenities of Carleton Place. Perfect for first-time buyers, downsizers, or anyone craving a quieter pace, this property offers a rare blend of comfort, privacy, and everyday convenience.Set against open farmland with no rear neighbours, the setting here is what truly stands out-wide, uninterrupted views and a sense of space that’s hard to come by. Morning coffee hits different when it comes with a backdrop like this, and evenings feel that much more relaxed.Outside, the property is built with both practicality and lifestyle in mind. A newer detached garage provides excellent space for vehicles, tools, or hobbies, while the durable metal roof adds long-term peace of mind with minimal upkeep.Inside, the home is bright and welcoming, with large windows drawing in natural light throughout the day. The layout is functional and cozy, anchored by a charming country kitchen with plenty of cabinet space. A wood fireplace adds warmth and character, while a recently installed heat pump (within the last three years) ensures efficient comfort year-round.Thoughtful updates-including a new hot water tank in 2024-make this home move-in ready, and all essential appliances are included for added convenience.If you’ve been searching for a place that offers privacy, views, and that true “out of town” feel-without sacrificing proximity to shops, restaurants, and schools-this one delivers in all the right ways.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Heat Pump (Electric)
- Cooling
- Wall Unit(s)
- Exterior
- Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Parking
- Detached garage · 9 total
Financial
- Property Taxes
- $1,963 (2025)
Location
- Neighbourhood
- 912 - Mississippi Mills (Ramsay) Twp
- Cross Street
- hwy 7 & ramsay conc 4A
- Direction Faces
- North
Listing
- MLS® Number
- X13561182
- Days on Market
- 96
- Listed On
- 2026-07-14
- Possession
- TBD
- Listed By
- REMAX BOARDWALK REALTY
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Pool
- None
- Included
- Hot Water Tank, Existing Window Coverings, Play Structure, Storage Shed, Wood Stove, Dishwasher, Dryer, Refrigerator, Stove, Washer
Mortgage calculator
Estimated mortgage payment
$2,209 per month
- Principal and interest
- $2,209
- Property tax
- $164
- Condo fees
- $0
- Estimated monthly cost
- $2,373
Your mortgage
- Mortgage amount
- $399,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $263,639
Cash to close
- Down payment
- $99,800
- Land transfer tax
- $6,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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