$649,000
↓ $65,900 from $714,900
Est. payment $2,874/moCalculate yours
15SR405 SEVERN RIVER SHORE, Muskoka Lakes, ON L0K 1E0
Wood (Muskoka Lakes), Muskoka Lakes, ON L0K 1E0
- 4 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of Re/Max Georgian Bay Realty Ltd MLS® X12946922
About this home
WOW - 2 FOR THE PRICE OF 1 COTTAGE ON THE TRENT SYSTEM IN A PRIVATE BAY! Discover this incredible opportunity in the sought-after Wood Bay on the Trent-Severn Waterway. Perfect for big boating and unforgettable family getaways, this unique boat-access-only property (no road access) features two charming cottages and two boathouses, offering plenty of space for family and friends.Together, the cottages comfortably accommodate up to 11 guests. The main cottage features two bedrooms, a 3-piece bathroom, main floor laundry, and a spacious mudroom that can easily accommodate an additional bed. The kitchen and dining area overlook the water, showcasing a truly million-dollar view, while the living room offers a convenient walk-out to the outdoors. On cooler mornings, enjoy the cozy wood stove, and in the evenings relax with a coffee or glass of wine while taking in the stunning sunsets.The second cottage comfortably sleeps up to seven and offers an open-concept kitchen, dining, and living area, a 3-piece bathroom, and a welcoming foyer with storage. Step outside onto the deck with walk-out access, perfect for enjoying the peaceful waterfront surroundings.Additional features include a generator panel, two boathouses with boat lifts, and a large detached shop/storage building, making cottage life both convenient and enjoyable. Take advantage of deep water swimming right off the dock, and enjoy year-round recreation with OFSC Trail 10 running right by the property. Lovingly enjoyed for years by the current owners with family and friends, this property offers the perfect setting to create lasting memories.This is truly a must-see property to appreciate everything it has to offer. Call today to book your personal viewing!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- None
Building & Systems
- Heating
- Other (Oil)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Concrete Block, Piers
- Roof
- Metal, Shingles, Asphalt Rolled
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 100 x 226.51 Feet
- Parking
- None garage
- Zoning
- WR5
Financial
- Property Taxes
- $2,060 (2025)
Location
- Neighbourhood
- Wood (Muskoka Lakes)
- Cross Street
- N/A
- Direction Faces
- East
Listing
- MLS® Number
- X12946922
- Days on Market
- 200
- Listed On
- 2026-04-01
- Possession
- Flexible
- Listed By
- Re/Max Georgian Bay Realty Ltd
Rooms
Features
Interior
- Water Heater Owned
- Generator - Partial
- Guest Accommodations
- Primary Bedroom - Main Floor
Property
- Golf
- Marina
- Place Of Worship
- River/Stream
- Skiing
- Waterfront
Pool
- None
- Included
- ALL INCLUSIONS ARE AS IS: DISHWASHER, DRYER, FURNITURE, HOT WATER TANK OWNED, MICROWAVE, RANGE HOOD, SATELLITE DISH, SMOKE DETECTOR, WASHER, WINDOW COVERINGS, DRESSERS, BEDSIDE TABLE (MAIN COTTAGE), SOME DISHES / GLASSWARE / UTENSILS, OLDER RIDING LAWNMOWER (NEEDS BATTERY AND GAS TANK IS CRACKED), SPARE HOT WATER TANK, 2 FRIDGES, 2 STOVES.
- Excluded
- COUCH, TABLE / BENCHES, HEATERS, MICRO STAND, WHITE STORAGE BOX, SMALL FRIDGE, TV'S / DVD, COFFEE TABLE, PICTURES, ANTIQUE BEDSIDE TABLE, PLASTIC SHELVING UNITS, BOAT WHIPS, BROWN LEATHER RECLINER, 2 PORTABLE BEDS, GENERATOR, LAMPS, LAWNCHAIRS.
- Rental items
- NONE
Mortgage calculator
Estimated mortgage payment
$2,874 per month
- Principal and interest
- $2,874
- Property tax
- $172
- Condo fees
- $0
- Estimated monthly cost
- $3,045
Your mortgage
- Mortgage amount
- $519,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $342,889
Cash to close
- Down payment
- $129,800
- Land transfer tax
- $9,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $139,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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