$1,199,000
Est. payment $5,309/moCalculate yours
48 Lake Avenue, Ramara, ON L0K 1B0
Rural Ramara, Ramara, ON L0K 1B0
- 4 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of CENTURY 21 ATRIA REALTY INC. MLS® S13797644
About this home
Welcome To This Beautiful Lakefront Cottage In Lagoon City, Offering Private, Direct Access ToLake Simcoe With A Coveted Western Exposure And Breathtaking Sunsets. Filled With Natural Light, The Home Features Expansive Windows And Multiple Rooms With Picturesque Water Views And Bright Light Throughout. A Large Covered Porch Extends The Living Space Outdoors, Providing The Perfect Place To Relax, Dine, And Enjoy The Lakefront Setting In Any Weather. The Shoreline Offers Shallow Waters And A Sandy Bottom, Ideal For Swimming, Wading, And EnjoyingThe Lake With Family And Friends Of All Ages. Thoughtfully Renovated With Modern Updates, This Move-In-Ready Cottage Blends Comfort, Style, And Lakeside Living, Perfect As A Year-Round Residence Or Weekend Retreat.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50 x 190 Feet
- Parking
- None garage · 5 total
Financial
- Property Taxes
- $5,287 (2025)
Location
- Neighbourhood
- Rural Ramara
- Cross Street
- Laguna Ave & Simcoe Rd
- Direction Faces
- West
Listing
- MLS® Number
- S13797644
- Days on Market
- 31
- Listed On
- 2026-09-17
- Possession
- 45
- Listed By
- CENTURY 21 ATRIA REALTY INC.
Rooms
Features
Interior
- Propane Tank
- Storage
Pool
- None
- Included
- S/S Fridge, Dishwasher, Microwave, B/I Cooktop & Hood Fan, W&D, Dock.Over $300K In Upgrades and Renovations To The Property From 2015 To 2023, Including New Front And Back Porches in 2023, Built With Durable, Water-Resistant Composite Material. All Indoor and Patio Furniture And Lake Toys Are Available, Except Exclusions List, To Purchase With House.
- Excluded
- Upstairs Washroom Dresser, Secondary Bedroom Bench, Family Room Television, Mini Bar Fridge
Mortgage calculator
Estimated mortgage payment
$5,309 per month
- Principal and interest
- $5,309
- Property tax
- $441
- Condo fees
- $0
- Estimated monthly cost
- $5,749
Your mortgage
- Mortgage amount
- $959,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $633,474
Cash to close
- Down payment
- $239,800
- Land transfer tax
- $20,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $260,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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