$319,900
Est. payment $1,416/moCalculate yours
177 James Street, St. Catharines, ON L2R 5C4
451 - Downtown, St. Catharines, ON L2R 5C4
- 2 Beds
- 1 Baths
- 1,100 Sq Ft
Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13768048
About this home
Prime Downtown Opportunity with Flexible C1 Zoning & Private Rear Parking For 3-4 Vehicles (W/Potential For More Parking Space). Highly visible detached bungalow on a 37x100ft lot in the heart of downtown St. Catharines, offering a variety of permitted commercial uses and excellent exposure for your business. Originally a 2-bedroom single-family home and later converted to a commercial office use, the property offers a unique and functional residential-style layout.The main level features a large open office/reception area, a kitchen, a full 4-piece bathroom, 2 private offices, an additional open workspace, and a convenient rear-entry laundry/mudroom area. The former residential design creates a welcoming atmosphere while providing flexibility for a range of professional, office, service, and commercial uses. Situated in a prominent downtown location with parking for 3-4 vehicles at the rear of the property, this is an excellent opportunity for business owners, investors, or professionals seeking a stand-alone commercial building with exceptional visibility and accessibility. Why lease when you can own your own commercial space and invest in your own equity? A rare opportunity to secure an affordable well-located commercial property in one of St. Catharines’ most established business districts. The City of St. Catharines Requires Rezoning and/or Permits For Mixed Use or Home Based Business. *Some Photos Have Been Virtually Staged.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Unfinished, Partial Basement
Building & Systems
- Heating
- Radiant (Gas)
- Cooling
- Window Unit(s)
- Exterior
- Vinyl Siding
- Foundation
- Block, Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 37 x 100 Feet
- Parking
- None garage · 3 total
- Zoning
- C1-93
Financial
- Property Taxes
- $7,812 (2026)
Location
- Neighbourhood
- 451 - Downtown
- Cross Street
- Lake & James
- Direction Faces
- West
Listing
- MLS® Number
- X13768048
- Days on Market
- 38
- Listed On
- 2026-09-10
- Possession
- 30 Days / TBD
- Listed By
- ROYAL LEPAGE NRC REALTY
Rooms
Features
Interior
- Other
Property
- Arts Centre
- Public Transit
- Rec./Commun.Centre
Pool
- None
- Included
- Fridge, Stove, Dishwasher (All AS IS)
- Rental items
- Hot Water Tank
Mortgage calculator
Estimated mortgage payment
$1,416 per month
- Principal and interest
- $1,416
- Property tax
- $651
- Condo fees
- $0
- Estimated monthly cost
- $2,067
Your mortgage
- Mortgage amount
- $255,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $169,014
Cash to close
- Down payment
- $63,980
- Land transfer tax
- $3,274
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $67,254
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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