$799,000
↓ $100,000 from $899,000
Est. payment $3,538/moCalculate yours
431 Albert Street, South Huron, ON N0M 1S1
Exeter, South Huron, ON N0M 1S1
- 3 Beds
- 3 Baths
- 2 Garage
- 2,000 Sq Ft
Listing courtesy of SUTTON GROUP - SELECT REALTY MLS® X13801168
About this home
The Benjamin O’Neii House represents something increasingly difficult to find: an older home with genuine character, craftsmanship and a story of its own, thoughtfully renovated for modern living. Original 8.5 ft front doors, rich red pine floors, soaring ceilings, intricate plaster medallions, substantial heritage trim, transom and oversized windows create an atmosphere that is not easily reproduced in a new home. The principal living and dining rooms retain the elegance expected of a home of this era, while the redesigned kitchen introduces a contemporary standard of living. Upstairs, three bedrooms provide tranquility and privacy. The primary suite is lovely with its own sitting room offering a private place to read, relax or simply enjoy. The beautifully finished bathroom continues the property’s blend of old and new with spa-like heated floors, a classic clawfoot tub and an impressive 7 ft glass shower. A finished lower level adds an entirely different dimension: a spacious guest room, bathroom, and rec area with an 85 inch theatre screen, heated office floor and a hidden speakeasy-inspired wine room. Outside, the covered porches provide the transitional spaces that make older homes so enjoyable-places for a morning beverage, to gather with friends or watch the seasons change. This property has been transformed into a private four season destination, with an expansive Wolf high density deck, outdoor kitchen, hot tub and a 16 ft x 16 ft pavilion centred around a stone fireplace. Perhaps the greatest appeal is not having to choose between character and convenience. The original craftsmanship and history remain. The architectural details that give an older home its soul remain, but the major improvements have already been undertaken. Located approximately 40 minutes from London and Stratford, and a 20 minute drive to the Lake Huron shoreline, step away from the ordinary and into a home that feels established, personal and enduring.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 100+
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Full, Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Other
- Foundation
- Brick, Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 92.88 x 141.83 Feet
- Parking
- Attached garage · 5 total
- Zoning
- r1
Financial
- Property Taxes
- $5,331 (2025)
Location
- Neighbourhood
- Exeter
- Cross Street
- James
- Direction Faces
- West
Listing
- MLS® Number
- X13801168
- Days on Market
- 30
- Listed On
- 2026-09-18
- Listed By
- SUTTON GROUP - SELECT REALTY
Rooms
Features
Interior
- Auto Garage Door Remote
- Bar Fridge
- Generator - Partial
- Guest Accommodations
- In-Law Capability
- Storage
- Sump Pump
- Upgraded Insulation
- Water Heater Owned
- Workbench
Property
- Golf
- Greenbelt/Conservation
- Hospital
- Library
- Park
- Place Of Worship
Pool
- None
- Included
- Whirlpool refrigerator, stove, microwave, dishwasher, Napolean barbecue and KitchenAide refrigerator (outdoor), washer, dryer, basement office cabinets, speakers and 85" television with wall mount, sectional, corner bar cabinet, window coverings, garage refrigerator and cabinets, pavilion sectional and coffee table, arm chairs, generator, water heater, hot tub
Mortgage calculator
Estimated mortgage payment
$3,538 per month
- Principal and interest
- $3,538
- Property tax
- $444
- Condo fees
- $0
- Estimated monthly cost
- $3,982
Your mortgage
- Mortgage amount
- $639,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $422,140
Cash to close
- Down payment
- $159,800
- Land transfer tax
- $12,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $172,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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