$899,900
↓ $49,100 from $949,000
Est. payment $3,985/moCalculate yours
1120 Surveyor Drive, Highlands East, ON K0L 2Y0
Monmouth, Highlands East, ON K0L 2Y0
- 3 + 1 Beds
- 2 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of Century 21 United Realty Inc. MLS® X13517532
About this home
Welcome to this stunning 4-season waterfront home on beautiful Monmouth Lake, offering breathtaking panoramic views across the lake and rolling hills beyond. From the moment you arrive, you’ll appreciate the incredible privacy, natural beautify and peaceful setting this property has to offer. This well-maintained home features 3+1 bedrooms, 2 full bathrooms, soaring pine ceilings, hardwood floors, a bright sunroom, and a fully finished walkout basement - perfect for hosting family and friends at the lake. Cozy up by the fire after a day on the water or relax in the hot tub while taking in the unreal views. Outside, enjoy approximately 340 feet of waterfront, a private boat launch, spacious deck with railing, detached garage with loft, wood shed, sea can for extra storage, and plenty of room to enjoy the outdoors. The property is serviced by a drilled well, septic system, central air, and a newer furnace, with a Wett-certified wood stove. Built in 2003 this property offers the perfect blend of comfort, functionality and classic cottage charm. If you’ve been searching for incredible views, natural beauty and a true escape on one of the Kawarthas’ most sought-after lakes.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- Price Change
- Size
- 700 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Wood
- Foundation
- Block, Concrete
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 350.95 x 407.95 Feet
- Parking
- Detached garage · 6 total
Financial
- Property Taxes
- $3,605 (2025)
Location
- Neighbourhood
- Monmouth
- Cross Street
- Eels Lake Road
- Direction Faces
- South
Listing
- MLS® Number
- X13517532
- Days on Market
- 107
- Listed On
- 2026-07-03
- Possession
- Felxible
- Listed By
- Century 21 United Realty Inc.
Rooms
Features
Interior
- In-Law Capability
Property
- Wooded/Treed
- Waterfront
- Lake/Pond
Pool
- None
- Included
- Fridge, Stove, Washer, Dryer
- Excluded
- Lawn mower, ATVS, Personal belongings, Freezer, Microwave, Bar Fridge
- Rental items
- Propane tank
Mortgage calculator
Estimated mortgage payment
$3,985 per month
- Principal and interest
- $3,985
- Property tax
- $300
- Condo fees
- $0
- Estimated monthly cost
- $4,285
Your mortgage
- Mortgage amount
- $719,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $475,449
Cash to close
- Down payment
- $179,980
- Land transfer tax
- $14,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $194,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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