$275,000
Est. payment $1,218/moCalculate yours
257 HEMLOCK Street 509, Waterloo, ON N2L 0K2
Waterloo, ON N2L 0K2
- 1 Beds
- 1 Baths
- 500 Sq Ft
Listing courtesy of EXECUTIVE REAL ESTATE SERVICES LTD. MLS® X13775566
About this home
Turnkey, fully furnished living in the heart of Waterloo. Welcome to SAGE X - steps from the University of Waterloo, Wilfrid Laurier University, Conestoga College’s Waterloo campus, the ION LRT and everyday amenities. This bright, modern suite is one of the largest one-bedroom layouts in the building, offering west exposure, laminate flooring throughout, a contemporary kitchen with granite counters and stainless steel appliances, ensuite laundry, and a spacious balcony with an outdoor electrical outlet. Comes fully furnished with bed, TV, desks, bookshelves, dining set and more - move in or rent out from day one. Residents enjoy a rooftop terrace, fitness centre, study room, bike storage and visitor parking. A standout opportunity for investors, students, first-time buyers or young professionals looking for low-maintenance living in one of Waterloo’s most connected addresses.
Property details
Overview
- Property Type
- Condo Apartment
- Style
- Other
- For
- For Sale
- Status
- New
- Approximate Age
- 6-10
- Size
- 500 sqft
Interior
- Bedrooms
- 1
- Bathrooms
- 1
- Kitchens
- 1
- Total Rooms
- 4
- Basement
- None
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stone
- Foundation
- Concrete Block
- Roof
- Flat
Lot & Parking
- Parking
- None garage
- Zoning
- Residential
Financial
- Property Taxes
- $3,069 (2025)
- Condo Fee
- $430/mo
- Fee Includes
- CAC Included, Heat Included, Building Insurance Included, Common Elements Included, Water Included
- Pets
- Yes-with Restrictions
Location
- Cross Street
- University & Albert
Listing
- MLS® Number
- X13775566
- Days on Market
- 37
- Listed On
- 2026-09-11
- Possession
- Flex
- Listed By
- EXECUTIVE REAL ESTATE SERVICES LTD.
Rooms
Features
Interior
- Other
Amenities
- Gym
- Rooftop Deck/Garden
- Party Room/Meeting Room
- Visitor Parking
- Included
- All furniture: Bed, TV, Built-in bookcase/desk, computer monitor, second desk/TV stand in bedroom, nightstand, dining table & four chairs, office chair, TV stand (in closet), coffee table
- Excluded
- Nil
Mortgage calculator
Estimated mortgage payment
$1,218 per month
- Principal and interest
- $1,218
- Property tax
- $256
- Condo fees
- $430
- Estimated monthly cost
- $1,904
Your mortgage
- Mortgage amount
- $220,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $145,292
Cash to close
- Down payment
- $55,000
- Land transfer tax
- $2,600
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $57,600
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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