$519,000
↓ $6,000 from $525,000
Est. payment $2,298/moCalculate yours
44 Phipps Street, Fort Erie, ON L2A 2V2
332 - Central, Fort Erie, ON L2A 2V2
- 3 Beds
- 1 Baths
- 2 Garage
- 1,500 Sq Ft
Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13729456
About this home
Welcome to this spacious 1,750 sq. ft. 2-storey character home, ideally situated on an incredible 50 x 240 ft fully fenced lot in a quiet neighbourhood, just one block from the Niagara River! Enjoy morning or evening strolls along the river, explore the scenic trails of the Niagara Parkway and embrace nature just steps from your front door. Brimming with original character and charm, this inviting home features 9 ft ceilings, original hardwood flooring and a large welcoming foyer. The spacious living room showcases historic French doors, while the generous kitchen opens to the dining area, creating a wonderful space for everyday living and entertaining. A large mudroom with sliding doors leads to the expansive 16 x 20 ft rear deck and impressive backyard. Upstairs offers 3 bedrooms and a large 4-piece bathroom, while the third-level loft provides valuable additional living space-ideal for a home office, family room, studio or potential 4th bedroom. Enjoy your morning coffee on the sprawling 24 ft wide covered front porch. The exceptional 240 ft deep property offers endless possibilities with plenty of room for a pool, gardens, play area and more. A detached heated double garage provides excellent workshop or hobby space, while the oversized driveway accommodates at least 8 vehicles. Additional features include a rental boiler installed in 2022 and ductless A/C. Ideally located just minutes from the QEW and approximately 2 minutes from the bridge to the USA, offering exceptional convenience for commuters and cross-border travel. A rare opportunity combining character, space, an incredible lot and the Niagara River lifestyle!
Property details
Overview
- Property Type
- Detached
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 100+
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Total Rooms
- 11
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Radiant (Gas)
- Cooling
- Other, Wall Unit(s), Window Unit(s)
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50 x 240 Feet
- Parking
- Detached garage · 8 total
- Zoning
- R3
Financial
- Property Taxes
- $3,847 (2026)
Location
- Neighbourhood
- 332 - Central
- Cross Street
- Niagara Parkway & Central Ave
- Direction Faces
- North
Listing
- MLS® Number
- X13729456
- Days on Market
- 48
- Listed On
- 2026-08-31
- Possession
- IMMEDIATE
- Listed By
- ROYAL LEPAGE NRC REALTY
Rooms
Features
Interior
- None
Property
- Golf
- Library
- Park
- Place Of Worship
- Public Transit
- River/Stream
Pool
- None
- Included
- FRIDGE, STOVE, DISHWASHER, WASHER, DRYER
- Rental items
- WATER HEATER/BOILER (ONE UNIT) AT $205.00 PER MONTH
Mortgage calculator
Estimated mortgage payment
$2,298 per month
- Principal and interest
- $2,298
- Property tax
- $321
- Condo fees
- $0
- Estimated monthly cost
- $2,619
Your mortgage
- Mortgage amount
- $415,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $274,206
Cash to close
- Down payment
- $103,800
- Land transfer tax
- $6,855
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $110,655
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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