$689,000
Est. payment $3,051/moCalculate yours
39 Rugged Lane, Rideau Lakes, ON K0G 1E0
817 - Rideau Lakes (South Crosby) Twp, Rideau Lakes, ON K0G 1E0
- 4 Beds
- 2 Baths
- 2 Garage
- 700 Sq Ft
Listing courtesy of ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE MLS® X13804578
About this home
Lakefront retreat on beautiful Opinicon Lake! This property is located at the end of a private lane and includes a 4-seasoncottage or home, a 2-car detached garage and an additional building that could be used as a storage shed or bunkie. The lot is 1.5 acres in size and offers a private setting with elevated westerly views over the lake - perfect for enjoying sunsets! The house has been nicely updated and features 1 bedroom on the main level and 3 bedrooms on the lower level as well as a full bathroom on each level. The main level also has cathedral ceilings, a gorgeous wood burning fireplace and a large deck. The main area is open and bright with large windows bringing in the sunshine. In addition to the bedrooms and bathroom on the lower level, there is also a family room, utility room and walkout basement. The home is serviced by a drilled well and septic system and heated with a propane furnace as well as the woodstove. Opinicon Lake is part of the historic Rideau Canal System and offers great boating, swimming and fishing opportunities. The lake also is home to Queen’s University Biological Station, James H. Fullard Nature Reserve and The Opinicon Resort. This isa fantastic opportunity to own a waterfront property on the Rideau System!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished with Walk-Out, Full, Walk-Out
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 149.8 x 515 Feet
- Parking
- Detached garage · 6 total
- Zoning
- RW
Financial
- Property Taxes
- $4,176 (2026)
Location
- Neighbourhood
- 817 - Rideau Lakes (South Crosby) Twp
- Cross Street
- Brooks Point Road
- Direction Faces
- West
Listing
- MLS® Number
- X13804578
- Days on Market
- 30
- Listed On
- 2026-09-18
- Possession
- TBD
- Listed By
- ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Rooms
Features
Interior
- Carpet Free
- ERV/HRV
- Primary Bedroom - Main Floor
- Ventilation System
- Water Heater Owned
- Water Softener
Property
- Clear View
- Lake Access
- Sloping
- Waterfront
- Wooded/Treed
Pool
- None
- Included
- Fridge, stove, washer/dryer, dock
- Rental items
- Propane tank
Mortgage calculator
Estimated mortgage payment
$3,051 per month
- Principal and interest
- $3,051
- Property tax
- $348
- Condo fees
- $0
- Estimated monthly cost
- $3,399
Your mortgage
- Mortgage amount
- $551,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $364,023
Cash to close
- Down payment
- $137,800
- Land transfer tax
- $10,255
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $148,055
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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