$589,000
↓ $20,000 from $609,000
Est. payment $2,608/moCalculate yours
638 Derbyshire Point Lane, Athens, ON K0E 1B0
812 - Athens, Athens, ON K0E 1B0
- 3 Beds
- 1 Baths
Listing courtesy of RE/MAX RISE EXECUTIVES, BROKERAGE MLS® X13805264
About this home
Turnkey and ready to enjoy, this 3-bedroom, 1-bath Charleston Lake cottage offers 74 feet of waterfront, a sandy beach and gorgeous south views across Big Waters. Swim from your own shoreline, head out for a day of boating, gather around the waterside fire-pit or enjoy cooler days by the wood-burning insert (WETT Sept. 2026). Multiple decks provide plenty of space to relax and entertain, while conservation land at the rear adds privacy and a beautiful natural backdrop. An established rental history offers added flexibility. Charleston Lake spans an impressive 6,220 acres with 94 miles of shoreline, approximately 100 islands, three public boat launches and two marinas, offering endless opportunities to explore. Sand Bay County Park is approximately 1 km away, with an additional sandy beach, picnic area and trails. With excellent year-round private road access, this is a wonderful opportunity to make Charleston Lake part of your life.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- < 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Block
- Roof
- Metal
- Water
- Well
- Sewer
- Holding Tank
Lot & Parking
- Lot Size
- 74.38 x 123.49 Feet
- Parking
- None garage · 4 total
- Zoning
- RSL
Financial
- Property Taxes
- $3,744 (2026)
Location
- Neighbourhood
- 812 - Athens
- Cross Street
- County Park Road and Derbyshire Point Lane
- Direction Faces
- South
Listing
- MLS® Number
- X13805264
- Days on Market
- 30
- Listed On
- 2026-09-18
- Possession
- Flexible
- Listed By
- RE/MAX RISE EXECUTIVES, BROKERAGE
Rooms
Features
Interior
- Carpet Free
- Water Heater Owned
Property
- Golf
- Lake/Pond
- Marina
- Terraced
- Waterfront
Pool
- None
- Included
- Fridge, stove, microwave, range hood, dock, all furniture inside and out, dishes etc everything as seen in cottage.
- Excluded
- Personal belongings.
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,608 per month
- Principal and interest
- $2,608
- Property tax
- $312
- Condo fees
- $0
- Estimated monthly cost
- $2,920
Your mortgage
- Mortgage amount
- $471,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $311,189
Cash to close
- Down payment
- $117,800
- Land transfer tax
- $8,255
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $126,055
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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