$499,900
↓ $30,000 from $529,900
Est. payment $2,213/moCalculate yours
99 Cedar Street, Cambridge, ON N1S 1V7
Cambridge, ON N1S 1V7
- 3 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of ROYAL LEPAGE WOLLE REALTY MLS® X13762112
About this home
Welcome to 99 Cedar Street in Cambridge! This charming one-and-a-half-storey home in West Galt is perfect for first-time homebuyers or investors. It is ideally located near a variety of amenities and just a short walk from Victoria Park, the Grand River, the Gas Light District, and the vibrant downtown area. The home features a traditional layout with separate living & dining rooms and a bright eat-in kitchen with stainless steel appliances, including a gas range, plus deck access. The upper level offers three bedrooms and a three-piece bathroom with a stand-alone tub. The unfinished basement offers plenty of extra space, including a laundry room, utility room, and a cold/storage room. Outside, you can relax on the covered front porch or enjoy the large raised deck in the backyard, which overlooks a spacious, fully fenced yard with mature trees perfect for entertaining and outdoor activities.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 100+
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Stucco (Plaster)
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 41 x 110.8 Feet
- Parking
- None garage · 3 total
- Zoning
- R4
Financial
- Property Taxes
- $3,221 (2026)
Location
- Cross Street
- St Andrews Street
- Direction Faces
- South
Listing
- MLS® Number
- X13762112
- Days on Market
- 39
- Listed On
- 2026-09-09
- Possession
- Preferrably 30 days
- Listed By
- ROYAL LEPAGE WOLLE REALTY
Rooms
Features
Interior
- None
Property
- Library
- Park
- Public Transit
- River/Stream
- School
Pool
- None
- Included
- Dryer, Gas Stove, Refrigerator, Washer, Window Coverings
- Rental items
- Water Heater
Mortgage calculator
Estimated mortgage payment
$2,213 per month
- Principal and interest
- $2,213
- Property tax
- $268
- Condo fees
- $0
- Estimated monthly cost
- $2,482
Your mortgage
- Mortgage amount
- $399,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $264,115
Cash to close
- Down payment
- $99,980
- Land transfer tax
- $6,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.