$928,000
Est. payment $4,109/moCalculate yours
2 PROSPECT Lane, Niagara-on-the-Lake, ON L0S 1J1
105 - St. Davids, Niagara-on-the-Lake, ON L0S 1J1
- 2 + 2 Beds
- 3 Baths
- 2 Garage
- 1,400 Sq Ft
Listing courtesy of YOUR HOME SOLD GUARANTEED REALTY SPECIALISTS INC MLS® X13675190
About this home
Luxury Private community next to Park, Super Quiet, Well maintained neighbourhood. Enjoy the house without worrying about lawn maintenance and snow removal! All Taken care of! This Home Comes with 1 Year Home Warranty Covers Appliances, Plumbing and Electrical. Discover the charm of wine country living at Prospect Lane in Niagara-on-the-Lake, where you can stroll to Ravine Winery for a weekend meal and return home to your executive bungalow town. This enclave offers the perfect way to right-size without compromise, featuring a spacious principal suite with walk in closet and ensuite bathroom, a versatile second bedroom on the main floor *New Fully finished lower level with Two additional bedrooms, bathroom and Kitchenette, Bar, ideal for Relaxing, Entertaining or guests seeking privacy. The open-concept living and dining areas, highlighted by vaulted ceilings and a cozy fireplace, create a bright and inviting atmosphere, while neutral finishes allow you to personalize with ease. With main-floor laundry, a second full bath, and convenient inside garage entry, this home blends comfort, functionality, and the lifestyle of Niagara’s celebrated wine region. Don’t Miss it! * This Home comes with 1 Year Home Warranty on Plumbing, Electrical and Appliances!
Property details
Overview
- Property Type
- Other
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- 1,400 sqft
Interior
- Bedrooms
- 2 + 2
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Other, Stone
Lot & Parking
- Parking
- Built-In garage · 4 total
Financial
- Property Taxes
- $5,165 (2026)
- Condo Fee
- $275/mo
- Fee Includes
- Common Elements Included, Building Insurance Included, Parking Included, Condo Taxes Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- 105 - St. Davids
- Cross Street
- WARNER ROAD TO TANBARK
Listing
- MLS® Number
- X13675190
- Days on Market
- 65
- Listed On
- 2026-08-14
- Possession
- ANYTIME
- Listed By
- YOUR HOME SOLD GUARANTEED REALTY SPECIALISTS INC
Features
Interior
- Bar Fridge
- Carpet Free
- Floor Drain
- In-Law Suite
Property
- Clear View
- Golf
- Library
- Rec./Commun.Centre
- School
- Included
- SnowRemoval,FrontyardandBackYard, LawnMaintenance.Fridge, stove,Built-in dish washer,washer,dryer,Garage door opener,all Electric Light. Fixtures, All window coverings and/or blinds
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$4,109 per month
- Principal and interest
- $4,109
- Property tax
- $430
- Condo fees
- $275
- Estimated monthly cost
- $4,814
Your mortgage
- Mortgage amount
- $742,400
- Mortgage insurance
- Not needed
- Interest over 25 years
- $490,295
Cash to close
- Down payment
- $185,600
- Land transfer tax
- $15,035
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $200,635
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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