$899,800
Est. payment $3,984/moCalculate yours
56 Smith’s Creek Drive, Wilmot, ON N3A 0B3
Wilmot, ON N3A 0B3
- 3 + 2 Beds
- 4 Baths
- 2 Garage
- 2,000 Sq Ft
Listing courtesy of Keller Williams Edge Realty MLS® X13755632
About this home
Beautifully updated 3+2 bedroom home on a quiet street in a desirable New Hamburg neighborhood, offering country-style living with easy access to top schools, shops, and amenities! Freshly painted, the main level boasts an open-concept design with high ceilings, a cozy gas fireplace, large windows filling the space with natural light, and a smart Nest security system & thermostat. The chef’s kitchen features premium stainless steel appliances, a gas stove, dual oven, a walk-in pantry, and extensive counter space. Directly off the dining area, sliding doors lead to an ultra-private backyard with a deck backing onto a peaceful wetlands preserve with nature trails and no rear neighbors! Upstairs offers 3 generous bedrooms, including a primary retreat with a walk-in closet and a 5-piece ensuite with a soaker tub, plus a spacious bonus loft perfect for family movie nights. The garage is fully equipped with a Tesla Fast Charger and a MyQ smart garage opener. The basement is fully finished featuring a separate entrance, independent laundry, and full kitchen - in-law suite potential!
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Sold Conditional Escape
- Approximate Age
- 6-15
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 4
- Kitchens
- 2
- Total Rooms
- 10
- Basement
- Separate Entrance, Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 36.09 x 120.54 Feet
- Parking
- Attached garage · 4 total
- Zoning
- Z2
Financial
- Property Taxes
- $5,400 (2025)
Location
- Cross Street
- Catherine St/Smith's Creek Dr
- Direction Faces
- South
Listing
- MLS® Number
- X13755632
- Days on Market
- 40
- Listed On
- 2026-09-08
- Possession
- Flexible
- Listed By
- Keller Williams Edge Realty
Rooms
Features
Interior
- Auto Garage Door Remote
- In-Law Capability
- Sump Pump
- Water Heater
Property
- Fenced Yard
- Park
- Ravine
- School
Pool
- None
- Included
- All appliances, ELFS, Drapery Rods & Hardware, New Security System & Thermostat, MyQ Smart Garage Opener, Tesla Fast Charger
- Excluded
- Drapes
- Rental items
- Hot Water Tank
Mortgage calculator
Estimated mortgage payment
$3,984 per month
- Principal and interest
- $3,984
- Property tax
- $450
- Condo fees
- $0
- Estimated monthly cost
- $4,434
Your mortgage
- Mortgage amount
- $719,840
- Mortgage insurance
- Not needed
- Interest over 25 years
- $475,396
Cash to close
- Down payment
- $179,960
- Land transfer tax
- $14,471
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $194,431
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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