$1,399,000
↓ $191,000 from $1,590,000
Est. payment $6,194/moCalculate yours
1090 Pineneedle Point Road, Muskoka Lakes, ON P0C 1A0
Wood (Muskoka Lakes), Muskoka Lakes, ON P0C 1A0
- 4 Beds
- 2 Baths
- 3 Garage
- 1,100 Sq Ft
Listing courtesy of Coldwell Banker Access MLS® X13553642
About this home
Southwest facing deep water Lake Muskoka cottage, bunkie and boathouse in an excellent location between Gravenhurst and Bala, just some 2 hours from Toronto. Near Hardy Lake with easy access by a quiet all-season private dead end road right next to Walker’s Point Community Centre, Fire Station, Library, and Tennis/Pickleball courts. Both the cottage and bunkie have a good view of the 120 foot waterfront and the double slip flat roof boathouse with stylish deck for diving and perfect daytime sunbathing and for sundowners…. Gentle rock deep water shore ideal for swimming, and in a protected bay with sun all day. Cottage bult by Peter Campbell in 1955, new 200 amp electrical in 2026. Features an airtight wood fireplace insert, orignal stone fireplace, open rafters above, a large open dining and living area, with a large u shaped modern kitchen overlooking the lake. 4 bedrooms and 2 baths total, sleeping loft above, washer/dryer combo laundry, outdoor Gazebo off the hall. Enjoy sitting on the front lakeside deck, over the boathouse or inside the gazebo. Hard to find a good lot, with a cottage, bunkie and boathouse at this price. Please contact the listing agent for more information.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Sold Conditional
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Exposed Rock
Building & Systems
- Heating
- Other (Electric)
- Cooling
- None
- Exterior
- Asbestos Siding
- Foundation
- Piers, Concrete
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 120 x 122.5 Feet
- Parking
- None garage · 3 total
- Zoning
- WR6 Waterfront Residential
Financial
- Property Taxes
- $5,585 (2026)
Location
- Neighbourhood
- Wood (Muskoka Lakes)
- Cross Street
- Walkers Point and Pineneedle
- Direction Faces
- North
Listing
- MLS® Number
- X13553642
- Days on Market
- 99
- Listed On
- 2026-07-11
- Listed By
- Coldwell Banker Access
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Pool
- None
- Included
- All furnishing and appliances as veiwed unless excluded.
- Excluded
- Large Boat in the Boat House, Aluminum Canoe, Paddleboat, 2 Kayaks, Antique Sewing Machine, Doll House, Small Generator, personal items.
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$6,194 per month
- Principal and interest
- $6,194
- Property tax
- $465
- Condo fees
- $0
- Estimated monthly cost
- $6,660
Your mortgage
- Mortgage amount
- $1,119,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $739,141
Cash to close
- Down payment
- $279,800
- Land transfer tax
- $24,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $304,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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