Gurvinder Nokwal REALTOR®
For Sale Detached 29 days on market

$1,129,900

Est. payment $5,003/moCalculate yours

527 Harp Lake Road, Huntsville, ON P1H 2J6

Chaffey, Huntsville, ON P1H 2J6

  • 4 Beds
  • 3 Baths
  • 1 Garage
  • 2,000 Sq Ft
Map

Listing courtesy of Coldwell Banker Thompson Real Estate MLS® X13805692

About this home

Welcome to life on Harp Lake, where every season brings something to enjoy. Set among mature trees in a beautiful natural setting, this well-maintained 4 bedroom, 3 bathroom property offers the perfect balance of comfort, space, and connection to the outdoors. The expansive elevated deck is a standout feature, capturing serene lake views and creating an easy place to gather, entertain, or simply slow down and take it all in. A gently sloping lot leads you to the waterfront, complemented by granite steps that guide you down to a thoughtfully designed shoreline with a dock for swimming, boating, and enjoying time on the lake. Evenings are best spent around the fire pit, while the hot tub and sauna offer a quiet place to unwind after a full day outside. Inside, the space is warm and welcoming with room for family and guests, and the separate living quarters above the garage provide flexibility for visitors, extended family, or a private workspace. Designed for year round use, this property has been enjoyed in every season, from summer days on the water to snowy winter weekends. Stay connected with Starlink internet. Located less than 15 minutes from Huntsville and close to Deerhurst Resort, Hidden Valley ski hill, golf courses, the trails of Limberlost Forest and Wildlife Reserve and Algonquin Park, it offers both convenience and access to some of Muskoka’s best outdoor experiences. A special place on Harp Lake, ready for its next chapter.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Approximate Age
51-99
Size
2,000 sqft

Interior

Bedrooms
4
Bathrooms
3
Kitchens
1
Basement
Walk-Out

Building & Systems

Heating
Baseboard (Electric)
Cooling
None
Exterior
Vinyl Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
100.64 x 160.52 Feet
Parking
Attached garage · 6 total
Zoning
WR2

Financial

Property Taxes
$6,303 (2026)

Location

Neighbourhood
Chaffey
Cross Street
Harp Lake Rd & Sydney Trail
Direction Faces
South

Listing

MLS® Number
X13805692
Days on Market
29
Listed On
2026-09-19
Possession
Flexible
Listed By
Coldwell Banker Thompson Real Estate

Rooms

Room Level Dimensions
Laundry Lower 10′ 11″ × 11′ 0″
Loft Second 13′ 2″ × 18′ 2″
Foyer Main 9′ 7″ × 6′ 9″
Kitchen Second 13′ 1″ × 4′ 11″
Dining Room Main 10′ 10″ × 11′ 3″
Other Lower 18′ 4″ × 8′ 8″
Bathroom Lower 5′ 1″ × 10′ 4″
Bedroom Main 12′ 4″ × 11′ 4″
Recreation Lower 20′ 8″ × 22′ 1″
Bedroom 3 Main 10′ 6″ × 11′ 4″
Bedroom 2 Main 10′ 6″ × 8′ 0″
Bathroom Second 11′ 11″ × 6′ 11″
Primary Bedroom Second 11′ 11″ × 15′ 9″
Living Room Main 13′ 1″ × 15′ 9″
Kitchen Main 9′ 9″ × 13′ 4″
Living Room Main 21′ 1″ × 11′ 6″
Bathroom Main 7′ 0″ × 8′ 0″

Features

Interior

  • Water Heater Owned

Property

  • School Bus Route
  • Hospital
  • Waterfront
  • Golf
  • Skiing

Pool

  • None
Included
Washer, Dryer, Stove, Microwave, Dishwasher, Hot Tub, Refrigerator (Main Level Kitchen), Refrigerator (2nd Level), Range Hood, Refrigerator (Lower Level Storage), Hot Water Tank Owned, Window Coverings, Bathroom Mirrors, Light Fixtures, 2 Ceiling Fans (Lower Level Rec Room and Main Level Hallway), Approximately 4 Cords of Outdoor wood, T.V. and Wall Mount (Main Level Bedroom), Security Camera (Above Garage), Swimming Raft. Two paddle boats, two kayaks and paddles, Wind surfer board. (Boat can be negotiated outside of the deal) Starlink Hardware
Excluded
Staging Items, Personal Items, Bedroom Mirror (2nd Level), Small Wooden Shelf (Main Living Room), T.V. and Wall Mount (Main Living Room), Small Wall Shelf going down lower level stairs, Electric Fireplace and Corner Cabinet (Main Level Entrance Living Room), Generator, Wood Shelf (Main Entry Living)
Rental items
Propane Tank

Mortgage calculator

Minimum for this price: $87,990 (7.79%)

Amortization, years

Estimated mortgage payment

$5,003 per month

Principal and interest
$5,003
Property tax
$525
Estimated monthly cost
$5,528

Your mortgage

Mortgage amount
$903,920
Mortgage insurance
Not needed
Interest over 25 years
$596,966

Cash to close

Down payment
$225,980
Land transfer tax
$19,073
Total, before legal fees
$245,053
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

527 Harp Lake Road, Huntsville, ON P1H 2J6 Chaffey, Huntsville, ON P1H 2J6
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,129,900 527 Harp Lake Road, Huntsville, ON P1H 2J6
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