$409,000
↓ $20,000 from $429,000
Est. payment $1,811/moCalculate yours
54 Barwick Street, St. Thomas, ON N5P 2A1
St. Thomas, St. Thomas, ON N5P 2A1
- 2 Beds
- 1 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of ROYAL LEPAGE TRILAND REALTY MLS® X13781274
About this home
Charming one-and-a-half-storey home nestled in a quiet, mature neighbourhood in historic St. Thomas. This quaint2-bedroom, 1-bathroom home is ideally located close to a variety of amenities, parks, schools, and the charming shops and cafés of downtown. The main-floor primary bedroom and laundry offer the convenience of easy one-floor living, while the upper level provides additional space and versatility. A detached garage offers ample parking and storage, or the perfect workshop for the hobbyist. Step outside to enjoy the fully fenced backyard, complete with a composite deck and pergola overlooking thoughtfully landscaped gardens. It’s a peaceful space designed for relaxing, entertaining, or simply enjoying the outdoors. With quick access to major highways, this home is also an excellent choice for commuters. Full of character, functionality, and outdoor appeal, 54 Barwick Street is ready to welcome its next owner. Come see for yourself why 54 Barwick Street could be your next home!
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Aluminum Siding
- Foundation
- Block, Brick
- Roof
- Asphalt Rolled
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 44 x 99 Feet
- Parking
- Detached garage · 5 total
Financial
- Property Taxes
- $2,425 (2026)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- BARWICK AND FLORA
- Direction Faces
- North
Listing
- MLS® Number
- X13781274
- Days on Market
- 34
- Listed On
- 2026-09-14
- Possession
- Flexible
- Listed By
- ROYAL LEPAGE TRILAND REALTY
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Sump Pump
- Water Heater Owned
Property
- Fenced Yard
- Park
- Place Of Worship
- School
Pool
- None
- Included
- FRIDGE, STOVE, MICROWAVE, WASHER AND DRYER
- Excluded
- FREE STANDING ELECTRIC FIREPLACE
- Rental items
- NONE
Mortgage calculator
Estimated mortgage payment
$1,811 per month
- Principal and interest
- $1,811
- Property tax
- $202
- Condo fees
- $0
- Estimated monthly cost
- $2,013
Your mortgage
- Mortgage amount
- $327,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $216,089
Cash to close
- Down payment
- $81,800
- Land transfer tax
- $4,655
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $86,455
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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