$399,900
Est. payment $1,771/moCalculate yours
12 Fifth Street, Smiths Falls, ON K7A 3K1
901 - Smiths Falls, Smiths Falls, ON K7A 3K1
- 3 Beds
- 1 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of RE/MAX FRONTLINE REALTY MLS® X13795386
About this home
Motivated Seller and this home is charming and move-in ready, this 3-bedroom bungalow sits on a generous lot in Smiths Falls. Just a short walk to downtown and minutes from the iconic Rideau Waterway lock system.First impressions count, and this home delivers. Brand new siding and trim give the exterior a crisp, fresh look, while exterior rigid foam insulation beneath adds a layer of energy efficiency you won’t find in most homes. Several windows have also been replaced, letting in beautiful natural light while keeping heating and cooling costs in check. The result is a home that looks sharp, performs better, and costs less to maintain.Inside, the updates continue with new flooring throughout, a refreshed kitchen, a new hot water tank, and freshly painted walls create a bright, welcoming feel from the moment you walk in. Thoughtfully maintained and tastefully updated, this is truly a move-in ready home.The backyard is where this property truly shines. A sparkling in-ground pool takes centre stage, surrounded by a spacious patio and a brand new deck which is just perfect for entertaining, lounging in the sun, or winding down on warm summer evenings. The generous lot offers plenty of room for kids, pets, and garden lovers alike, making it as functional as it is beautiful.Stylish, efficient, and exceptionally located.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 60 x 120 Feet
- Parking
- Attached garage · 3 total
Financial
- Property Taxes
- $2,054 (2025)
Location
- Neighbourhood
- 901 - Smiths Falls
- Cross Street
- Fifth
- Direction Faces
- North
Listing
- MLS® Number
- X13795386
- Days on Market
- 31
- Listed On
- 2026-09-17
- Listed By
- RE/MAX FRONTLINE REALTY
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Property
- Fenced Yard
- School
Pool
- Inground
Mortgage calculator
Estimated mortgage payment
$1,771 per month
- Principal and interest
- $1,771
- Property tax
- $171
- Condo fees
- $0
- Estimated monthly cost
- $1,942
Your mortgage
- Mortgage amount
- $319,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $211,281
Cash to close
- Down payment
- $79,980
- Land transfer tax
- $4,474
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $84,454
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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